




313 Jay Rd, Owingsville, KY, 40360
About This Home
Tucked away at the end of a long private driveway, this breathtaking 40-acre farm offers the kind of peace, privacy, and wide-open beauty that is getting harder to find. With rolling pastureland, fenced acreage, a large pond, sweeping views for miles, and a relaxing covered front porch, this property feels like your own private Kentucky retreat while still being just minutes from I-64. The traditional-style farmhouse is full of character and opportunity, offering a solid foundation to create the homestead, horse farm, or multigenerational family property you have been dreaming about. The home sits on a full basement and will need electricity and plumbing added, giving buyers the chance to modernize the property to fit their needs while building equity along the way. The seller is willing to work with buyers regarding improvements, and lending options may be available for qualifying buyers looking to finance their farming or homestead operation. Equestrian and farm features include fenced pasture space, a horse training track, stables, a tobacco barn, additional flexible shop and storage space, plenty of parking, and public water available at the hydrant. Whether you are raising livestock, starting a sustainable farm, creating an off-grid-inspired retreat, or simply wanting room to spread out and enjoy country living, this property offers endless possibilities. There is also an option to purchase the neighboring approximately 7-acre property, which features another large home. Together, the properties create a rare opportunity for expanded farming operations, guest housing, rental income, or multigenerational living. Sit on the porch, take in the quiet countryside, and listen to the martins working overhead while helping naturally manage insects. Properties like this do not come along often—a beautiful blend of usable land, privacy, scenery, and potential in an incredible location.
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Concrete,Full
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
Features
- Eat-in Kitchen
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 3,335
Heating
- Heating features: Wood
Interior Area
- Total structure area: 3,335
- Total interior livable area: 3,335 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 0350000017.00
Features
- Levels: Two
- Fencing: Wire
- Has view: Yes
- View description: Rural,Mountain(s),Farm
- Horses can be raised: Yes
Lot
- Lot size: 40.30 Acres
- Features: Landscaped,Secluded,Many Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $448 | $5,376 |
| Property Taxes | $600 | $7,200 |
| Electricity | $263 | $3,160 |
| Total | $4,218 | $50,616 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $575,000 |
| 2026-04-01 | Listing removed | $599,000 |
| 2025-09-12 | Listed for sale | $599,000 |
| 2015-12-29 | Sold | $146,000 |
