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417 Highwater Ct, Chapin, SC, 29036

3beds
3baths
2,313sqft
$819,900
$354price/sqft
$4,864/moest. monthly cost
$194,560/yrincome needed

About This Home

Experience the peaceful beauty of Lake Murray in this all-brick waterfront home, perfectly situated on a .53-acre lot with a private boat dock tucked away in a serene cove. High ceilings, hardwood floors, and an inviting open concept designed for both everyday living and entertaining. Custom built in cabinets in living area, lake views from kitchen, living, dining, primary and upstairsbedroom. Primary suite on main living area with large en suite bath, upstairs FROG offers flexibility with two closets, making it ideal as a fourth bedroom, home office, media room, or playroom. Enjoy morning coffee, evening sunsets, and the tranquil sound of the lake from the large back porch. Located in the highly sought after Chapin School District, this rare Lake Murray find is priced AS IS, below market value allowing you to add your own special touch at a great price! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Piney Woods ElementaryGrades PK-41.4 mi
7/10
Chapin MiddleGrades 6-87.8 mi
9/10
Chapin High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet-Private
  • Level: Second

Bedroom3

  • Features: Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Features: Floors-Hardwood

Features

  • Built-in Features
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,313
  • Total interior livable area: 2,313 sqft

Kitchen

  • Features: Bay Window,Floors-Hardwood,Granite Counters,Cabinets-Painted
  • Level: Main

Living Room

  • Features: Floors-Hardwood,Ceilings-High (over 9 Ft)
  • Level: Main

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 00102801040

Features

  • Stories: 1
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: On Lake Murray
  • Frontage length: 100

Lot

  • Lot size: 0.53 Acres
  • Lot size dimensions: 23087

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,145$49,740
Home Insurance *$170$2,040
Property Taxes $327$3,924
Electricity $222$2,669
Total$4,864$58,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,765/yr
40% on housing$145,920/yr
45% on housing$129,706/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$196
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$799,000
2026-07-16Listed for sale$819,900
2026-07-08Pending sale$819,900
2026-07-06Listed for sale$819,900
2007-06-22Sold$449,888
2005-04-26Sold$410,000
1999-07-19Sold$76,500

For Sale by Agent

AgentJoann Bayless
BrokerageW Realty

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