524 Lakemont Dr, Chapin, SC, 29036
About This Home
Summer isn't over so there's plenty of time to swim in your own lakefront home with boat ramp and dock. This excellent Chapin lakefront home is a charming waterfront bungalow offering breathtaking lake views, exceptional outdoor living, and endless possibilities. Nestled on a generous 3/4 acre lot with approximately 70 feet of water frontage, this property includes a shared dock and private boat ramp, making it ideal for boating, fishing, kayaking, or simply relaxing by the water. Whether you're searching for a full-time residence, a weekend retreat, or an investment opportunity, this home offers the flexibility to fit your lifestyle. With ample room to expand or remodel, the possibilities are endless. Recent improvements include a new roof, new HVAC system, gutters and luxury vinyl plank flooring throughout the main living areas, providing comfort and peace of mind. Step outside to the expansive deck, where you can unwind while taking in the tranquil lake views. The beautifully wooded lot is filled with mature trees and natural landscaping, creating a peaceful, private setting. A fenced yard offers a safe space for pets to roam, while the oversized detached one-car garage and additional outdoor storage provide plenty of room for vehicles, boats, tools, and recreational equipment. Conveniently located just minutes from the shopping, dining, and highly regarded schools of Chapin, you'll enjoy the perfect balance of lakefront living and everyday convenience. Looking for additional space? The current owner, an architect, has already designed renovation plans that illustrate how the home can be expanded to include 4–5 bedrooms and 3–4 bathrooms (see attached rendering), making this an outstanding opportunity to create your dream waterfront home while adding significant value. Don't miss your chance to own this rare lakefront property with incredible potential. Schedule your private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Construction materials: Wood Fiber-Masonite
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range,Self Clean,Dishwasher,Dryer,Refrigerator,Washer,Microwave Above Stove
- Laundry features: Heated Space,Mud Room,Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Features: Bath-Shared,Tub-Shower,Ceiling Fan(s),Closet-Private
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Fireplace
- Level: Main
Features
- Ceiling Fan(s)
- Door features: French Doors
- Flooring: Luxury Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Outside,Wood Burning
- Fireplace: Yes
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Heat Pump 1st Lvl
- Cooling features: Central Air,Heat Pump 1st Lvl
Interior Area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
Kitchen
- Features: Bar,Pantry,Tile Counters,Cabinets-Painted
- Level: Main
Master Bedroom
- Features: Tub-Shower,Bath-Shared,Ceiling Fan(s),Closet-Private
- Level: Main
Property
Details
- Parcel number: 00151903014
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Ramp,Dock Shared,Gutters - Partial
- Fencing: Chain Link,Front,Partial,Wood
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Deeded Lake Access,On Lake Murray,View-Cove
- Frontage length: 70
Lot
- Lot size: 0.72 Acres
- Features: Cul-De-Sac
- Lot size dimensions: 90 x 154 x 162 x 71 x 293
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lexington County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $239 | $2,868 |
| Electricity | $204 | $2,449 |
| Total | $3,646 | $43,752 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $589,950 |
| 2026-07-01 | Listed for sale | $599,900 |
| 2025-09-07 | Listing removed | $550,000 |
| 2025-08-25 | Price change | $550,000 |
| 2025-07-09 | Price change | $575,000 |
| 2025-06-17 | Price change | $580,000 |
| 2025-06-07 | Listed for sale | $585,000 |
| 1999-04-27 | Sold | $135,000 |
For Sale by Agent
View on Zillow