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5321 Rochester Rd, Troy, MI, 48085

5beds
5baths
3,850sqft
$1,250,000
$325price/sqft
$8,418/moest. monthly cost
$336,720/yrincome needed

About This Home

Welcome to 5231 Rochester Rd – a stunning 2026-built luxury Colonial in Troy. East-facing and thoughtfully designed, with driveway access off Trinway St for added privacy and easy access. This 3,850 sq ft home showcases a full brick exterior, rich hardwood floors, and high-end designer finishes throughout. The gourmet kitchen features Italian countertops, a custom pot filler, and abundant natural light from Pella windows. A first-floor bedroom or office with ensuite bath offers ideal flexibility. The spacious primary suite delivers a spa-like feel with an oversized shower featuring dual control shower heads, along with a walk-in closet with custom built-ins. Every bathroom is upgraded with luxury bidet toilets. Built with soundproofed exterior walls for enhanced comfort. Oversized 3-car side-entry garage with direct basement access. Basement ready to finish. Enjoy outdoor living on the covered lanai. New landscaping, fresh sod, and fenced yard complete this move-in-ready home.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
8/10
Smith Middle SchoolGrades 6-81.0 mi
9/10
Troy High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Basement,Poured
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 16 X 12

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 X 12

Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 16 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 3,850

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 3,850 sqft

Living Room

  • Level: Entry
  • Area: 416
  • Dimensions: 26 X 16

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Entry

Other

  • Level: Entry

Primary Bathroom

  • Level: Second
  • Area: 208
  • Dimensions: 13 X 16

Primary Bedroom

  • Level: Second
  • Area: 625
  • Dimensions: 25 X 25

Property

Details

  • Parcel number: 2020427061
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: 147 x 163

Parking

  • Total spaces: 3.5
  • Parking features: Threeand Half Car Garage,Attached,Direct Access,Electricityin Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$377$4,524
Property Taxes $1,302$15,624
Electricity $419$5,039
Total$8,418$101,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,617/yr
40% on housing$252,540/yr
45% on housing$224,480/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 48085$229
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48085$215
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,295,000
2026-04-15Listing removed$1,299,000
2026-03-26Price change$1,299,000
2026-01-30Listed for sale$1,375,000
2025-10-15Listing removed$1,299,900
2025-07-26Listed for sale$1,299,900
2025-06-10Listing removed$1,199,000
2025-03-22Listed for sale$1,199,000
2024-08-23Listing removed$1,090,000
2024-07-30Listed for sale$1,090,000
2024-05-21Listing removed--
2024-01-09Price change$1,150,000
2023-12-20Listed for sale$279,900
2022-08-31Sold$215,000
2022-08-22Pending sale$215,000
2022-07-29Listed for sale$215,000
2021-10-15Listing removed--
2021-05-07Price change$229,999
2021-05-04Price change$229,900
2021-04-09Listed for sale$240,000
2019-06-03Sold$195,000
2019-05-07Pending sale$195,000
2019-04-01Listed for sale$195,000
2019-02-08Pending sale$195,000
2018-09-19Listed for sale$195,000

For Sale by Agent

AgentNiran Bahoora
BrokerageReal Estate One-W Blmfld

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