98 Old Mill Rd, Ringgold, GA, 30736
About This Home
1 Year of Free Home Warranty! Come inside one the most charming single-story ranchers in Catoosa County. Whether you are in market for the PERFECT starter or performing investment asset, do not miss this one. This one has NO HOA and has a great usable half acre plot within a short drive of Chattanooga, Costco, & everything Ringgold has to offer. The home is surrounded by lovely neighborhoods but without the restrictions that HOAs have. Home has been immaculately preserved & features an expandable workshop area. One of the best offerings of the summer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Foundation: Brick/Mortar,Stone
- Roof: Asphalt,Shingle
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Refrigerator
- Laundry features: Laundry Room
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan,Primary Downstairs
- Flooring: Hardwood,Engineered Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,068
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,018
- Total interior livable area: 1,018 sqft
Property
Details
- Parcel number: 0021d032
- Special condition: Investor
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Porch,Porch - Covered
- Exterior features: Storage
Lot
- Lot size: 0.50 Acres
- Lot size dimensions: 137 x 176
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $367 | $4,404 |
| Electricity | $219 | $2,637 |
| Total | $1,974 | $23,688 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $239,995 |
| 2026-07-06 | Price change | $240,000 |
| 2026-06-28 | Price change | $245,000 |
| 2026-06-23 | Price change | $246,500 |
| 2026-06-21 | Price change | $247,000 |
| 2026-06-03 | Price change | $247,500 |
| 2026-05-18 | Listed for sale | $250,000 |
| 2026-03-24 | Listing removed | $2,250 |
| 2026-02-12 | Listed for rent | $2,250 |
| 2025-06-19 | Listing removed | $2,400 |
| 2025-05-05 | Listed for rent | $2,400 |
| 2025-01-21 | Listing removed | $2,200 |
| 2024-12-23 | Listed for rent | $2,200 |
| 2024-06-21 | Sold | $228,000 |
| 2024-05-18 | Contingent | $229,900 |
| 2024-05-16 | Price change | $229,900 |
| 2024-05-03 | Listed for sale | $239,900 |
| 2024-04-30 | Contingent | $239,900 |
| 2024-04-24 | Listed for sale | $239,900 |
| 2024-03-25 | Contingent | $239,900 |
| 2024-03-22 | Listed for sale | $239,900 |
| 2023-12-15 | Sold | $128,900 |
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