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1198 Ashley Dr, Troy, MI, 48085

4beds
3baths
2,900sqft
$469,900
$162price/sqft
$3,322/moest. monthly cost
$132,880/yrincome needed

About This Home

HIGHEST & BEST OFFERS DUE MONDAY AUGUST 3 AT 12pm Welcome home to this beautiful 4-bedroom, 2.5-bath colonial located in the highly sought-after Troy School District! Situated on a spacious 0.26-acre lot, this home offers plenty of room both inside and out. The inviting floor plan features a formal living room, elegant dining room, and a warm, welcoming family room with a cozy fireplace—perfect for relaxing or entertaining. The spacious primary suite includes a private en-suite bath, creating the perfect retreat at the end of the day. Additional highlights include Pella windows, a 2-car attached garage, and a beautifully landscaped yard surrounded by a 6-foot vinyl privacy fence. Step outside to enjoy the charming gazebo, offering the perfect place to unwind or entertain guests. Located in one of Troy's most desirable neighborhoods with award-winning Troy Schools, this home combines comfort, space, and an exceptional location. Garage car charger comes with the house as well. Don't miss your opportunity to make this outstanding property your next home! All sizes are approximate, have agent verify.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

10/10
9/10
Larson Middle SchoolGrades 6-81.1 mi
8/10
Athens High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Stainless Steel Appliances,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10 X 11

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 12 X 10

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 96
  • Dimensions: 12 X 8

Family Room

  • Level: Entry
  • Area: 208
  • Dimensions: 16 X 13

Features

  • Entrance Foyer,High Speed Internet,Programmable Thermostat
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 2,900 sqft

Kitchen

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Laundry

  • Level: Entry
  • Area: 60
  • Dimensions: 12 X 5

Living Room

  • Level: Entry
  • Area: 198
  • Dimensions: 18 X 11

Other

  • Level: Second
  • Area: 70
  • Dimensions: 7 X 10

Other

  • Level: Entry
  • Area: 40
  • Dimensions: 8 X 5

Other

  • Level: Entry
  • Area: 130
  • Dimensions: 13 X 10

Primary Bathroom

  • Level: Second
  • Area: 40
  • Dimensions: 8 X 5

Primary Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Property

Details

  • Parcel number: 2011353005
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Lighting
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 77 x 145

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$141$1,692
Property Taxes $489$5,868
Electricity $316$3,795
Total$3,322$39,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,897/yr
40% on housing$99,660/yr
45% on housing$88,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 48085$234
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48085$215
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$469,900
2026-07-31Listed for sale$469,900
2026-07-31Contingent$469,900
2026-07-30Listed for sale$469,900
2020-04-08Sold$332,000
2020-02-27Listed for sale$309,700
2015-07-31Sold$255,000
2015-07-10Pending sale$272,000
2015-05-01Listed for sale$272,000

For Sale by Agent

AgentJerry Johnson
BrokerageEXP Realty

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