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503 Birmingham Rd, Cedar Bluff, VA, 24609

3beds
3baths
2,020sqft
$253,000
$125price/sqft
$1,761/moest. monthly cost
$70,440/yrincome needed

About This Home

Beautiful ranch home situate close to town limits, hospital and schools. House has only been lived in by one family, the family that built it. Three fulll baths with one bathroom recently renovated. New roof, gutters and shutters. Two living rooms and two nice sized bedrooms. Large primary bedroom with two cedar lined closets. Large unfinished basement. Large garage. Must see to appreciate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
7/10
Richlands Middle SchoolGrades 6-82.1 mi
6/10
Richlands High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating

  • Heating features: Heat pump

Interior Area

  • Total interior livable area: 2,020 sqft

Property

Details

  • Parcel number: 123A0139

Features

  • Exterior features: Wood,Brick

Lot

  • Lot size: 4 Acres

Parking

  • Parking features: None,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,279$15,348
Home Insurance *$142$1,704
Property Taxes $138$1,656
Electricity $202$2,433
Total$1,761$21,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,377/yr
40% on housing$52,830/yr
45% on housing$46,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 24609$74
Tazewell County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 24609—
Tazewell County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$253,000

For Sale by Owner

AgentProperty Owner

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