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5209 S Trafton Street, Tacoma, WA, 98409

4beds
3baths
2,009sqft
$499,950
$249price/sqft
$3,551/moest. monthly cost
$142,040/yrincome needed

About This Home

Welcome to well-kept 4bedrooms, 2.5baths with perfect flow from living room, dining room, to kitchen. Gorgeous finishes & fixtures throughout! Quartz counters in kitchen & bathrooms, beautiful light fixtures, walk in pantry, & much more! Large master bedroom with double vanity, & oversized closet. Conveniently located near Tacoma Mall, close to shopping, restaurants and easy access to I-5. Must See!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Edison Elementary SchoolGrades PK-50.6 mi
2/10
2/10
Foss High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2018

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Products

Notable Dates

  • Major remodel year: 2018

Other

  • Builder name: Trafton Terrace LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Bath Off Primary,Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Carpet

Heating

  • Heating features: Forced Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,009
  • Total interior livable area: 2,009 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2320001336
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Pantry,Water Heater
  • Has view: Yes
  • View description: Partial,Territorial
  • Topography of land: Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 4,748 sqft
  • Features: Curbs,Paved,Sidewalk,Fenced-Partially

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$151$1,812
Property Taxes $723$8,676
Electricity $149$1,793
Total$3,551$42,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,748/yr
40% on housing$106,530/yr
45% on housing$94,693/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 98409$199
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98409$350
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$534,500
2025-11-14Listed for sale$539,500
2019-01-16Sold$350,000
2018-12-18Pending sale$350,000
2018-12-18Listed for sale$350,000

For Sale by Agent

AgentSamen Mam
BrokerageeXp Realty

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