204 Mary Ln, Michigan City, IN, 46360
About This Home
Here's your chance to own in the award-winning Beachwalk community! This 5 bedroom home is built for entertaining with a large open concept main floor. The crisp and clean kitchen features a massive island to gather around with friends and family. There's ample dining space and a living room with a cozy gas fireplace. Step out to the covered front porch to relax and take in the vibrant atmosphere, or retreat to the screened in rear porch and backyard firepit. Upstairs there are three bedrooms including the large primary bedroom with en suite bath with lovely tiled shower. Head to the basement to chill out in a large common area great for movies and boardgames or find your rest in one of the additional two bedrooms. This home produces consistent rental income allowing you to offset the cost of ownership when you're away and is offered furnished as a turn-key opportunity. The resort-style amenities are numerous, including a pool, splash pad, clubhouse, sport courts, fishing and watersports piers on Lake Kai, and the incredible and convenient boardwalk to the sandy shore of Lake Michigan. See this one quickly, your summer fun is calling!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Dishwasher
- Laundry features: Gas Dryer Hookup,Washer Hookup,Lower Level
Basement
- Level: Basement
- Area: 447.92
- Dimensions: 28.75 x 15.58
Basement
- Has basement: Yes
- Basement: Finished,Storage Space,Sump Pump,Interior Entry,Full
Bedroom2
- Level: Upper
- Area: 150.25
- Dimensions: 10.42 x 14.42
Bedroom3
- Level: Upper
- Area: 102.3
- Dimensions: 9.67 x 10.58
Bedroom4
- Level: Basement
- Area: 92.97
- Dimensions: 10.33 x 9.0
Bedroom5
- Level: Basement
- Area: 87.75
- Dimensions: 9.75 x 9.0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 116.42
- Dimensions: 8.17 x 14.25
Features
- Ceiling Fan(s),Stone Counters,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,Entrance Foyer
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area above ground: 1,688
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 2,532
- Total interior livable area: 2,532 sqft
Kitchen
- Level: Main
- Area: 213.39
- Dimensions: 12.25 x 17.42
Living Room
- Level: Main
- Area: 445.62
- Dimensions: 28.75 x 15.5
Primary Bedroom
- Level: Upper
- Area: 165.5
- Dimensions: 12.9 x 12.83
Property
Details
- Parcel number: 460121476093000022
- Special condition: None
Features
- Levels: Two
- Patio & porch: Covered,Front Porch
- Exterior features: Fire Pit
- Has view: Yes
- View description: Neighborhood,Trees/Woods
Lot
- Lot size: 2,927 sqft
- Features: Rectangular Lot
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $606 | $7,272 |
| Property Taxes | $592 | $7,104 |
| Electricity | $232 | $2,785 |
| Total | $5,980 | $71,760 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $899,900 |
| 2026-06-23 | Price change | $949,900 |
| 2026-06-10 | Price change | $974,900 |
| 2026-05-28 | Listed for sale | $998,000 |
| 2018-12-19 | Listing removed | $529,000 |
| 2018-07-15 | Price change | $529,000 |
| 2018-07-08 | Price change | $549,000 |
| 2018-05-17 | Price change | $574,999 |
| 2018-02-20 | Listed for sale | $549,000 |
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