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9538 Bear River Street, Littleton, CO, 80125

3beds
3baths
5,659sqft
$949,900
$168price/sqft
$6,131/moest. monthly cost
$245,240/yrincome needed

About This Home

Luxury living at its finest in the heart of Sterling Ranch with this stunning Cabrillo ranch floor plan. Boasting over 5,600 sq ft, this home offers thoughtful design and top-tier finishes, including a full walkout basement and 12-ft custom ceilings in the great room—an ideal layout for multi-generational living. The cozy fireplace sets the perfect ambiance for gatherings, while the chef-inspired kitchen shines with 42" cabinets, glass accents, a quartz island, and premium Monogram stainless steel appliances with dual dishwashers. Throughout the home, you’ll find 8-ft doors, coffered ceilings, quartz countertops, and extended upgraded hardwood flooring that exude elegance. Step out onto the back deck and take in the breathtaking, unobstructed views—the perfect backdrop for morning coffee and stunning sunrises. Imagine evenings by the custom fire pit, sharing stories and s’mores under the stars, or enjoying the convenience of the park just across the street. The smart home system gives you full control of appliances, sprinklers, and lighting right from your phone, while the spacious 3-car garage offers ample room for vehicles and storage. Beyond the home, the lifestyle continues. Sterling Ranch is home to the highly anticipated Zebulon Regional Sports Complex—a massive, state-of-the-art destination designed for year-round recreation and community living. Residents will enjoy access to an incredible lineup of amenities, including NHL-sized hockey rinks, an Olympic-level swimming facility, indoor turf fields, and a multi-sport complex with courts for basketball, volleyball, and more. A full-service fitness and training center, along with dining, retail, and entertainment spaces, creates a true lifestyle hub just minutes away. You're just minutes from Chatfield Reservoir, Roxborough Park, and top-rated golf. This is more than a home—it’s a complete lifestyle upgrade. Schedule your showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

--
6/10
Ranch View Middle SchoolGrades 7-82.6 mi
9/10
Thunderridge High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: Cabrillo
  • Builder name: CalAtlantic Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Oven,Range,Refrigerator,Wine Cooler

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main
  • Area: 209
  • Dimensions: 11 x 19

Features

  • Ceiling Fan(s),Eat-in Kitchen,Jack & Jill Bathroom,Open Floorplan,Quartz Counters,Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,829

Great Room

  • Level: Main
  • Area: 323
  • Dimensions: 17 x 19

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,659
  • Total interior livable area: 5,659 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: R0491648
  • Zoning: SFR
  • Special condition: Standard
  • Exclusions: Owner's Private Things

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Balcony,Fire Pit,Private Yard,Rain Gutters
  • Fencing: Partial
  • Has view: Yes
  • View description: City
  • Residential vegetation: Cleared

Lot

  • Lot size: 8,276 sqft
  • Features: Greenbelt,Level,Open Space

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$450$5,400
Property Taxes $451$5,412
Electricity $427$5,126
Total$6,131$73,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,205/yr
40% on housing$183,930/yr
45% on housing$163,493/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 80125$260
Douglas County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 80125$243
Douglas County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$974,673
2026-04-08Price change$980,000
2026-03-16Price change$985,000
2026-02-13Listed for sale$999,900
2020-02-12Sold$705,598

For Sale by Agent

AgentJose Medina
BrokerageHomeSmart

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