5637 Oak Mountain Lake Rd, Birmingham, AL, 35242
About This Home
Looking for your own cozy retreat with Oak Mountain State Park as your backyard? This stunning home offers Gatlinburg-style vibes year-round, complete with spectacular sunset views from a front porch that spans almost the entire house. The open-concept den features a cozy fireplace and large Anderson roll-out windows that flow into a chef’s kitchen. This high-end space boasts quartz countertops, Wellbourn self-closing cabinets with clever appliance garages, a large island, and premium built-in Bosch and Bertazzoni appliances. High-quality LVP flooring runs throughout, leading to a private primary suite with sweeping views, barn doors, dual vanities, a freestanding tub, and a walk-in shower with Delta faucets. The primary closet even includes a space-saving LG washer/dryer steam combo. Complete with a versatile second bedroom or home office, a tankless water heater, and a private half-acre lot, this home is perfectly zoned for top-rated Oak Mountain Schools.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Microwave,Electric Oven,Self Cleaning Oven,Refrigerator,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Closet,Yes
Basement
- Area: 0
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- None,Smooth Ceilings,Soaking Tub,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Blower Fan,Living Room,Electric
- Fireplace: Yes
- Attic: Pull Down Stairs,Yes
- Finished area below ground: 0
- Finished area above ground: 1,100
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,100 sqft
Kitchen
- Features: Stone Counters
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 106130001017.001
- Attached to another structure: Yes
- Special condition: N/A
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Has view: Yes
- View description: None
- Waterfront features: No
Lot
- Lot size: 0.41 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Cold Wave
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $132 | $1,584 |
| Electricity | $240 | $2,881 |
| Total | $2,474 | $29,688 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $379,900 |
| 2026-08-03 | Price change | $379,900 |
| 2026-07-11 | Listed for sale | $385,900 |
| 2016-04-05 | Sold | $139,000 |
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