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509 Kirkwall Cir, Pelham, AL, 35124

4beds
3baths
3,034sqft
$575,000
$190price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

ALL Brick 4BR/3BA home w/ open floor plan w/ level fenced yard on a cul-de-sac street. 2BR & 2 baths on the main. XL great room w/ gas fireplace, open kitchen w/ Quartz tops, breakfast bar island, gas cooktop, undercab lights, tile backsplash, & walk-in pantry. Large dining rm w/ wood coffered ceiling. Primary BR w/ hardwoods, decorative tray, awesome private bath w/ his/her sinks, soaking tub, XL walk-in shower & his/her walk-in closets. BR2 on main w/ full bath. Large bedrooms up w/ full bath, walk-in closets & bonus 2nd den play/game room. Walk-in attic for more storage. Wonderful XL covered patio w/ fans & lights, open patio & super level yard w/ plenty of room for pool, pets & kids. 2car garage, level driveway & low traffic on a cul-de-sac street. Beautiful Home, swim community, fitness center & golf nearby. Call Today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
Pelham RidgeGrades PK-53.4 mi
6/10
7/10
Pelham High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Gas Oven,Self Cleaning Oven,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • None,High Ceilings,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Linen Closet,Separate Shower,Double Vanity,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Great Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,034

Heating & Cooling

  • Heating features: Dual Systems (HEAT),Forced Air,Natural Gas,Heat Pump
  • Cooling features: Dual,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,034 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 148274011017.000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Fenced,Community
  • Patio & porch: Covered,Open (PATIO),Patio,Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Parking (MLVL),Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$308$3,696
Property Taxes $201$2,412
Electricity $339$4,073
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 35124$174
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35124$184
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$575,000
2026-04-11Price change$579,900
2026-03-28Price change$584,900
2026-03-25Price change$587,500
2026-03-22Price change$589,900
2026-03-19Price change$592,500
2026-03-16Price change$597,500
2026-03-07Listed for sale$599,900
2019-05-08Sold$357,000
2019-03-27Pending sale$357,500
2019-03-07Price change$357,500
2019-02-08Price change$359,900
2019-01-15Price change$365,900
2018-12-14Listed for sale$369,900
2017-01-13Sold$329,900

For Sale by Agent

AgentTim Mitchell
BrokerageeXp Realty, LLC Central

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