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1146 Oak St SE, Covington, GA, 30014

3beds
2baths
1,435sqft
$379,900
$265price/sqft
$2,639/moest. monthly cost
$105,560/yrincome needed

About This Home

Welcome to this beautifully updated cottage located less than a quarter mile from the heart of the historic Covington Square! Bursting with character and modern comforts, this home offers the perfect blend of classic charm and turnkey convenience. Step onto the inviting summer porch for all seasons-an ideal spot to enjoy your morning coffee or unwind in the evenings. Inside, you'll find original hardwood floors that add warmth and authenticity throughout. The spacious master suite features a large bedroom and an updated bath complete with a double vanity, creating a true retreat. This home has been completely remodeled, including a recently replaced HVAC system, ductwork, and hot water heater, ensuring peace of mind for years to come. The fenced backyard provides privacy and space for entertaining, gardening, or pets. Positioned directly across from the Covington Welcome Center, this home also boasts a strong short-term rental history, making it an excellent investment opportunity or charming full-time residence. Don't miss this opportunity to own a piece of Covington charm with every modern upgrade already done for you!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
5/10
Cousins Middle SchoolGrades 6-81.7 mi
5/10
Eastside High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1906

Materials

  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: In Hall

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,High Ceilings,Master On Main Level,Tile Bath
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,435

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,435 sqft

Kitchen

  • Features: Breakfast Bar

Property

Details

  • Parcel number: C020000070003000
  • Special condition: Historic,Rental

Features

  • Levels: One
  • Stories: 1
  • Fencing: Wood

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$231$2,772
Property Taxes $269$3,228
Electricity $219$2,637
Total$2,639$31,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,480/yr
40% on housing$79,170/yr
45% on housing$70,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$400,000
2026-01-01Listing removed$400,000
2025-12-17Price change$400,000
2025-11-04Price change$415,000
2025-09-02Listed for sale$425,000
2021-04-26Sold$273,000
2021-03-29Pending sale$289,000
2021-03-20Listed for sale$289,000
2020-02-21Sold$235,000
2020-01-28Pending sale$255,000
2020-01-19Listed for sale$255,000
2015-12-17Sold$195,000
2014-03-28Sold$160,000
2010-08-30Sold$150,000
2010-06-28Sold$95,000
2002-08-16Sold$135,000
2002-06-21Sold$107,000
1999-09-15Sold$66,000

For Sale by Agent

AgentIlyssa Green
BrokerageRE/MAX Around Atlanta East

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