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20 Lynx Circle, Gypsum, CO, 81637

2beds
2baths
2,159sqft
$884,000
$409price/sqft
$5,158/moest. monthly cost
$206,320/yrincome needed

About This Home

Beautifully designed oversized 2 bedroom, 2.5 bath townhome located in the highly desirable Cotton Ranch golf course community. Set against a backdrop of mountain views and tranquil pond scenery, this home offers a perfect blend of comfort and refined living. The open-concept kitchen and living area is both spacious and inviting, ideal for hosting guests or enjoying quiet evenings at home, and enhanced by two fireplaces that add warmth and character. A versatile lower-level space offers flexible use perfect for a custom wet bar, media room, or relaxed gathering area. Enjoy thoughtfully designed outdoor spaces, including two separate decks-one off the living room and another private deck off the primary suite-both overlooking the peaceful pond, along with a walkout patio below for additional outdoor living. The home also features a generously sized primary bathroom and a conveniently located half bath for guests. Additional highlights include a one-car garage and easy walking access to the community clubhouse, offering optional memberships with amenities such as an 18-hole golf course, tennis courts, and a pool. The nearby Creekside Grill, currently undergoing remodeling, will soon add even more convenience and charm. A rare opportunity to own in a premier luxury community where scenic beauty and lifestyle amenities come together seamlessly.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
7/10
Eagle Valley High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom

  • Features: En Suite Bathroom
  • Level: Basement

Bathroom

  • Features: Primary Suite
  • Level: Basement

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,159
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,159
  • Total interior livable area: 2,159 sqft

Property

Details

  • Parcel number: 211108229007
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Three Or More
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Avalanche
Inland Flooding
Winter Weather
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,469$53,628
Home Insurance *$238$2,856
Property Taxes $265$3,180
Electricity $186$2,232
Total$5,158$61,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,845/yr
40% on housing$154,740/yr
45% on housing$137,546/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.2%
17.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 81637$706
Eagle County$1,132

vs Homes Sold Last Month

Median $/sqft

ZIP 81637$417
Eagle County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$889,000
2024-04-08Sold$755,000
2024-02-20Pending sale$775,000
2024-02-01Price change$775,000
2024-01-13Listed for sale$799,000
2019-04-29Sold$444,000
2018-07-12Price change$444,000
2018-06-30Price change$454,000
2018-03-09Listed for sale$464,000

For Sale by Agent

AgentYessenia Chavez
BrokerageEngel & Volkers Denver

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