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4169 Prima Lago Cir, Lakeland, FL, 33810

4beds
3baths
2,110sqft
$389,000
$184price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

4/3 home in TerraLargo in Lakeland. Screened lanai and open floor plan. Built 2019, flood zone X, 2-car garage, HOA includes cable/internet. This 4-bedroom, 3-bathroom single-family home in Lakeland’s TerraLargo community offers 2,110 square feet of heated living space and was built in 2019. For buyers comparing newer construction to resale options, this home provides updated systems, included utilities, and full community amenities without the wait of new construction. Inside, the home features an open floor plan connecting the living, dining, and kitchen areas, designed for both everyday living and entertaining. The kitchen includes a center island with a breakfast bar, a walk-in pantry, a built-in convection oven, a glass cooktop, microwave, refrigerator, and dishwasher, with clear sightlines into the main living space. Tile flooring runs throughout the foyer, kitchen, dining area, living room, and bathrooms, with carpet in select bedrooms. The split-bedroom layout provides separation for the primary suite, which includes dual sinks, a garden bath, and a separate shower. Major systems reflect the 2019 build, including central air conditioning, electric utilities, a tile roof, and public water and sewer. Washer and dryer are included, supporting a move-in-ready setup without immediate updates or appliance purchases. The two-car attached garage provides covered parking and additional storage, and the brick driveway has been recently pressure-washed and sealed. Outdoor space includes a covered front porch and a screened lanai overlooking a landscaped lot of approximately 9,200 square feet. The property is located in flood zone X and includes irrigation, sidewalks, and mature landscaping. TerraLargo is a gated community with amenities designed for daily use, including a zero-entry pool, fitness center, playground, tennis courts, basketball courts, and pickleball. The monthly HOA fee of $344 includes cable, internet, and access to these amenities. The home is offered as is with the right to inspect and may be purchased turnkey furnished if desired. Buyers comparing similar homes in this price range will want to evaluate the layout, condition, and included features in person.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
1/10
3/10
Kathleen Senior High SchoolGrades PK,9-123.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room,Washer Hookup,Electric Dryer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 94.5
  • Dimensions: 7x13.5

Bathroom2

  • Features: Dual Sinks,Linen Closet
  • Level: First
  • Area: 64
  • Dimensions: 8x8

Bedroom1

  • Features: Ceiling Fan(s),Coat Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Features: Ceiling Fan(s),Coat Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Features

  • Kitchen/Family Room Combo,Tray Ceiling(s),Ceiling Fan(s),High Ceilings,Open Floorplan,Solid Surface Counters,Split Bedroom
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl

Foyer

  • Level: First
  • Area: 180
  • Dimensions: 6x30

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 238
  • Dimensions: 14x17

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,884
  • Total interior livable area: 2,110 sqft

Kitchen

  • Features: Breakfast Bar,Exhaust Fan,Stone Counters,Pantry
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Primary Bathroom

  • Features: Dual Sinks,Garden Bath,Tub with Separate Shower Stall,Water Closet/Priv Toilet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Utility Room

  • Level: First
  • Area: 54
  • Dimensions: 6x9

Property

Details

  • Parcel number: 232726010016000980
  • Zoning: RESIDENTIAL
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Rain Gutters,Sidewalk
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 9,200 sqft
  • Features: City Lot,Landscaped,Sidewalk
  • Lot size dimensions: 64.25 x 170.84 x 45.55 x 162.36

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$271$3,252
Property Taxes $213$2,556
Electricity $212$2,548
Total$2,662$31,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$389,000
2026-02-06Listed for sale$420,000
2019-02-06Sold$303,105

For Sale by Agent

AgentPetra Norris
BrokerageLAKELAND REAL ESTATE GROUP

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