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6334 Mistflower Cir, Prospect, KY, 40059

4beds
4baths
2,778sqft
$699,000
$252price/sqft
$4,694/moest. monthly cost
$187,760/yrincome needed

About This Home

Welcome to one of the most sought-after streets in the heart of Norton Commons, where charm, community, and convenience come together in one exceptional home. This beautifully maintained two-story residence immediately impresses with its warm and inviting covered front porch and classic Hardie plank exterior. Inside, you'll find engineered hardwood floors flowing throughout the main level and even extending into the finished basement, an uncommon and thoughtful upgrade that elevates the entire home. The first floor offers a comfortable and functional layout, featuring a cozy great room with gas fireplace and custom built-in bookcases, a welcoming dining area, and a well-appointed kitchen complete with granite countertops, stainless steel appliances, and a gas range. Plantation shutters and extensive wainscoting and trim work throughout the home add a level of craftsmanship and style that stands out. The spacious primary suite is a true retreat, highlighted by board and batten accent walls, a double bowl vanity, a large tiled walk-in shower, and an oversized walk-in closet with double-hung clothing racks for optimal storage and organization. Additional bedrooms are generously sized, offering flexibility for family, guests, or office space. The finished basement expands your living options with a large media/living area, a full bathroom, and a bedroom with egress window, perfect for guests or extended living. There's still plenty of unfinished space for storage, keeping everything organized and out of sight, plus a damper system was installed on the HVAC that is as easy as flipping a switch for maximum comfort when its cold or hot outside. Step out to enjoy the screened-in porch overlooking a fenced area for animals, ideal for relaxing evenings or entertaining. The oversized two-car garage is fully insulated (walls, ceiling, and doors) and includes a new garage door opener, adding comfort and efficiency year-round. This home is also equipped with geothermal HVAC, offering maximum energy efficiency and long-term savings, an increasingly rare and valuable feature. Living in Norton Commons means more than just owning a home, it's a lifestyle. Enjoy a short golf cart ride to multiple community pools, parks, dog runs, restaurants, nightlife, concerts, and year-round social events. This is truly one of Louisville's most vibrant and connected communities. A rare opportunity to own a stylish, well-appointed home in a premier location, don't miss it.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-50.2 mi
4/10
Kammerer Middle SchoolGrades 6-84.5 mi
8/10
Ballard High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 858
  • Finished area above ground: 1,920

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 2,778 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: Basement

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 214039N2490000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Association,Community,In Ground
  • Patio & porch: Screened Porch,Porch
  • Fencing: Other,Full

Lot

  • Lot size: 3,049 sqft
  • Features: Covt/Restr

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$275$3,300
Property Taxes $666$7,992
Electricity $219$2,632
Total$4,694$56,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,937/yr
40% on housing$140,820/yr
45% on housing$125,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$277
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$710,000
2022-01-18Sold$530,000
2022-01-04Pending sale$499,000
2022-01-03Listed for sale$499,000
2017-06-13Sold$407,000

For Sale by Agent

AgentShaun S Wallace
Brokerage1 Percent Lists Purple Door

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