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300 Summit Ln, Noel, MO, 64854

2beds
2baths
1,622sqft
$270,000
$166price/sqft
$1,773/moest. monthly cost
$70,920/yrincome needed

About This Home

Great investment opportunity on 5+ acres featuring a home with over 1,600 sq ft overlooking scenic Indian Creek. This property offers privacy, natural beauty, and strong potential as a short-term rental or weekend getaway. Conveniently located just minutes from the Elk River, you’re approximately 5–10 minutes from Elk River Floats & Trestle Park and Elk River Floats, with additional access points like Eagles Nest Camp & Canoe and River Ranch Resort all nearby. Enjoy local attractions including Tall Pines Distillery, plus outdoor destinations like Elk River Breaks Woodland Natural Area and Big Sugar Creek State Park, all within a short drive. A prime location in the heart of a popular recreational area—don’t miss this unique opportunity!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Noel Elementary SchoolGrades 3-84.5 mi
3/10
--
Noel Primary SchoolGrades PK-25.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Ice Maker,Microwave,Propane Cooktop,Propane Oven,Refrigerator,PlumbedForIce Maker
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Other,See Remarks,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Eat-in Kitchen,Pantry,Quartz Counters
  • Window features: Double Pane Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Property

Details

  • Parcel number: 087.036002002004.000
  • Special condition: None
  • Wooded area: 1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Unpaved Driveway
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 5.39 Acres
  • Features: Cul-De-Sac,None,Open Lot,Rural Lot,Sloped,Views,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Heat Wave
Winter Weather
Cold Wave
Hail
Lightning
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$189$2,268
Property Taxes $78$936
Electricity $141$1,693
Total$1,773$21,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,788/yr
40% on housing$53,190/yr
45% on housing$47,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 64854$150
McDonald County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 64854
McDonald County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$285,000
2021-05-12Pending sale$119,500
2021-05-08Listed for sale$119,500

For Sale by Agent

AgentLisa Sibley
BrokerageColdwell Banker Harris McHaney & Faucette-MO

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