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14000 10th Street, Osseo, WI, 54758

3beds
3baths
2,477sqft
$375,000
$151price/sqft
$2,917/moest. monthly cost
$116,680/yrincome needed

About This Home

Charming 3-bedroom home with timeless character, featuring beautiful wood floors and built-in cabinetry throughout. The property sits on 1.4 acres, offering both residential and commercial potential. It also includes a commercial lot with a car wash and laundromat, both ready for renovation or new use. The North Branch of the Buffalo River runs through the property, adding natural appeal and unique redevelopment potential. Located right across the street from the new Kwik Trip, this site offers exceptional visibility, flexible use options, and strong long-term upside.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Osseo Elementary SchoolGrades PK-50.6 mi
4/10
Osseo Middle SchoolGrades 6-80.4 mi
5/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1930

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom2

  • Level: Upper
  • Area: 256

Bedroom3

  • Level: Upper
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 143

Features

  • Finished area below ground: 336
  • Finished area above ground: 2,141

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,477
  • Total interior livable area: 2,477 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 234

Master Bedroom

  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 265000500000
  • Zoning: Commercial,Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Over 300 feet,Common Frontage,River,Waterfront
  • Waterbody name: North Fork Buffalo River
  • Living area range: 2001-2500

Lot

  • Lot size: 1.40 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Heat Wave
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$182$2,184
Property Taxes $607$7,284
Electricity $232$2,793
Total$2,917$35,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,011/yr
40% on housing$87,510/yr
45% on housing$77,786/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 54758$184
Trempealeau County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 54758
Trempealeau County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-21Listed for sale$375,000

For Sale by Agent

AgentRobert Johnson
BrokerageRE/MAX Results Eau Claire

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