1320 Cole Ave, Birmingham, MI, 48009
About This Home
Welcome to 1320 Cole Street, a beautifully updated home on a rare double lot in the heart of Birmingham. Located in the acclaimed Birmingham School District and just a short walk from the Rail District and downtown Birmingham, this property offers an exceptional blend of charm, convenience, and future potential. Mature trees, professional landscaping, and a covered front porch create outstanding curb appeal. A long driveway and oversized detached two-car garage provide abundant parking and storage. Inside, the bright, open floor plan blends timeless character with thoughtful updates. Brazilian Cherry and Oak hardwood floors, coved ceilings, and spacious living and dining areas create an inviting setting for everyday living and entertaining. The remodeled 2022 kitchen features custom cabinetry, Quartz countertops, a marble backsplash, and stainless-steel appliances. A recently updated powder room adds convenience. A rare first-floor primary suite includes a private bath and walk-in closet with custom organizers. Upstairs, three additional bedrooms offer flexibility for family, guests, a home office, fitness room, or studio. The expansive, fully fenced backyard is surrounded by mature trees and lush landscaping. A large, maintenance-free Trex deck is ideal for outdoor dining, entertaining, or relaxing. Recent improvements include new roofs on the home and garage in 2024, commercial-sized gutters with gutter guards, a hot water heater, humidifier, custom exterior doors, and storm door. The double-lot configuration provides exceptional outdoor space and may offer future lot-split or redevelopment potential, subject to city approval and zoning requirements. With its premier location, first-floor primary suite, substantial updates, generous outdoor space, and long-term potential, 1320 Cole Street is a special Birmingham property near restaurants, shopping, parks, and entertainment!!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Foundation: Basement,Block,Sump Pump
- Roof: Asphalt
- Construction materials: Aluminum Siding,Brick
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free Standing Refrigerator,Microwave,Stainless Steel Appliances
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom
- Level: Second
- Area: 225
- Dimensions: 15 X 15
Bedroom
- Level: Second
- Area: 242
- Dimensions: 22 X 11
Bedroom
- Level: Second
- Area: 180
- Dimensions: 12 X 15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Basement
- Area: 91
- Dimensions: 13 X 7
Dining Room
- Level: Entry
- Area: 143
- Dimensions: 13 X 11
Features
- Finished area below ground: 169
- Finished area above ground: 2,000
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,169 sqft
Kitchen
- Level: Entry
- Area: 208
- Dimensions: 16 X 13
Living Room
- Level: Entry
- Area: 396
- Dimensions: 22 X 18
Other
- Level: Second
- Area: 84
- Dimensions: 12 X 7
Other
- Level: Entry
- Area: 63
- Dimensions: 9 X 7
Primary Bathroom
- Level: Entry
- Area: 90
- Dimensions: 10 X 9
Primary Bedroom
- Level: Entry
- Area: 240
- Dimensions: 16 X 15
Property
Details
- Parcel number: 2031155010
- Special condition: Short Sale No,Standard
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevelwSteps
- Pool features: None
- Patio & porch: Covered,Deck,Patio,Porch
- Fencing: Back Yard,Fenced
Lot
- Lot size: 9,583 sqft
- Features: Splits Available,Split Possible
- Lot size dimensions: 80 x 120
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Detached,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oakland County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,272 | $51,264 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $880 | $10,560 |
| Electricity | $236 | $2,838 |
| Total | $5,644 | $67,728 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Pending sale | $825,000 |
| 2026-08-06 | Listed for sale | $825,000 |
| 2026-08-06 | Listing removed | $845,000 |
| 2026-07-17 | Listed for sale | $845,000 |
| 2016-12-19 | Sold | $424,000 |
| 2016-10-07 | Price change | $429,000 |
| 2016-09-18 | Listed for sale | $450,000 |
| 2002-06-12 | Sold | $264,000 |
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