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63-09 108th Street #5L, Flushing, NY, 11375

2beds
2baths
1,100sqft
$469,000
$426price/sqft
$3,005/moest. monthly cost
$120,200/yrincome needed

About This Home

When New York's Real Estate Market Feels Out Of Reach, This Spacious Two-Bedroom & 1.5 Bath Co-Op Is The Perfect Opportunity To Become A Homeowner. It Offers Two Full Bedrooms, A Bright Living Room, A Kitchen, 1.5 Bath, Entry Foyer & Your Private Terrace! The Well Maintained Building Features An Elevator, Live-In Super, Laundry In The Basement & Waitlisted Garage. The Monthly Maintenance Includes All Utilities But Please Note That There Is An Additional $27.50 AC Charge. Speaking Of Money, Owning A Co-Op Comes With Some Great Financial Perks. From Lower, Comparing To Condos, Purchase Prices And Shared Expenses To Still Enjoying Homeowner Tax Benefits. Also, The Location Speaks For Itself; 15-Minute Express LIRR Ride To Midtown Manhattan, Easy Access to the E, F, M, and R Subway Lines, Beautiful Green Spaces Like Forest Park & Great Dining And Shopping Along Austin Street. Near The Rego Center And Value-Oriented Retailers Like Aldi, Costco, Burlington, Marshalls And T.J. Maxx. Spoiler Alert For Target Fans: The Store Is Coming To The Former IKEA Space In Early 2027! Please Note: No Board Approval Is Required. Buyer Is Responsible For The Transfer Tax.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Ps 220 Edward MandelGrades PK-50.2 mi
9/10
Jhs 157 Stephen A HalseyGrades 6-80.2 mi
5/10
Forest Hills High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Natural Gas,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 0216700015L
  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Total spaces: 1
  • Parking features: Waitlist
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$95$1,140
Property Taxes $293$3,516
Electricity $246$2,954
Total$3,005$36,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,028/yr
40% on housing$90,150/yr
45% on housing$80,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 11375$410
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11375$722
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$469,000
2026-01-20Listing removed$470,000
2025-07-02Listed for sale$470,000

For Sale by Agent

AgentDeborah Margulies CBR
BrokerageExit All Seasons Realty

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