See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45000 Bayview Dr APT 3, Novi, MI, 48377

2beds
2baths
1,358sqft
$175,000
$129price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

Well-maintained end-unit ranch condo with a finished basement, 2 bed 2 full bath and access to Walled Lake beach. The spacious living room features a bay window and flows into the dining area. The kitchen offers ample cabinet and counter space along with a sliding doorwall leading to the private patio. The primary bedroom includes a full ensuite bath, while a second bedroom and additional full bath provide flexibility for guests or a home office. The finished basement adds valuable living space with a large recreation area, plus plenty of room for a home office, workout area, or additional storage. Located in a well-kept community, this condo combines low-maintenance living with the added benefit of Walled Lake beach access, offering the opportunity to enjoy swimming, kayaking, and more. **********HOA Information: The current HOA dues are $363/month. In addition, there are two special assessments: • $119/month special assessment with approximately 10 years remaining (15-year assessment currently in Year 5). • One-time assessments totaling $3,000, payable as $1,500 due in August 2026 and $1,500 due in August 2027. These assessments fund significant community improvements, including new parking lots, complete re-siding of all seven buildings, new carports, new landscaping, and roofs (completed within the last five years). The association has also indicated that future capital improvement costs are incorporated into these assessments, providing long-term value and minimizing the likelihood of additional major assessments for these planned improvements.*****************

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
8/10
6/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Basement,Poured
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 11 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Features

  • Finished area below ground: 400
  • Finished area above ground: 958

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,358 sqft

Kitchen

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Living Room

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Other

  • Level: Entry

Primary Bathroom

  • Level: Entry

Primary Bedroom

  • Level: Entry
  • Area: 154
  • Dimensions: 14 X 11

Property

Details

  • Parcel number: 2203126015
  • Special condition: Short Sale No,Standard

Features

  • Levels: One Story Up
  • Stories: 1
  • Entry location: GroundLevelwSteps

Parking

  • Total spaces: 1
  • Parking features: Assigned 1 Space,One Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$55$660
Property Taxes $182$2,184
Electricity $188$2,259
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 48377$207
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48377$198
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$175,000
2010-01-05Sold$38,500
2009-11-06Price change$54,900
2009-10-22Listed for sale$59,900
2009-03-17Sold$28,050
1999-11-18Sold$138,000
1998-10-23Sold$122,000
1995-08-16Sold$94,900

For Sale by Agent

AgentBernard Shamow
BrokerageEXP Realty Main

Similar Homes