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3710 State Route 88, Finleyville, PA, 15332

4beds
3baths
--sqft
$399,000
--price/sqft
$3,099/moest. monthly cost
$123,960/yrincome needed

About This Home

**Rare Investment Opportunity in the Heart of Finleyville!** Whether you're an experienced restaurateur, entrepreneur, or investor looking to expand your portfolio, this is a rare chance to acquire a landmark business with nearly two decades of dedicated ownership, an established customer base, and significant upside potential. Continue its legacy, modernize the concept, create a destination venue, or capitalize on the growing demand for boutique lodging. Properties offering this combination of business, real estate, and multiple income-producing opportunities rarely come to market. Turn-key, income-producing commercial property with endless upside, perfectly positioned along high-visibility Route 88. For decades, this well-established neighborhood destination has been a local favorite, offering a fully operational bar and restaurant with approximately 2,800 square feet of inviting main-level space designed for dining, entertainment, and community gatherings. Inside, you'll find a spacious dining area, an oversized horseshoe bar, a commercial kitchen, and an atmosphere that's ready to continue serving loyal patrons from day one. Outside, a charming wraparound porch welcomes guests, while the expansive lot offers ample parking and exciting opportunities for future expansion. Imagine adding a rear patio or outdoor entertainment space to further enhance the guest experience and maximize revenue potential. What truly sets this property apart is its **multiple income streams**. In addition to the thriving restaurant and tavern, the building includes **three oversized residential apartments**, providing immediate rental income with tremendous value-add potential. Investors may also explore the possibility of converting the vacant units into sought-after short-term rentals or Airbnb accommodations (subject to local zoning and municipal regulations). With nearby destinations including local wineries, specialty shops, and popular attractions, the location is well-positioned to appeal to weekend travelers and visitors looking for a unique stay in Washington County. Additional revenue opportunities include gaming machines, an ATM, pool table, dart machine, and jukebox, creating diversified income beyond food and beverage sales. Schedule your private tour today and discover the possibilities waiting at this Finleyville investment.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Ringgold El School NorthGrades K-40.5 mi
4/10
Ringgold Middle SchoolGrades 5-83.7 mi
7/10

Construction

Condition

  • Year built: 1855

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Property

Details

  • Parcel number: 3300070002000900
  • Zoning: COMM
  • Zoning description: COMM

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 0.23

Parking

  • Total spaces: 25
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$152$1,824
Property Taxes $706$8,472
Electricity $224$2,692
Total$3,099$37,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,251/yr
40% on housing$92,970/yr
45% on housing$82,640/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15332$175
Washington County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 15332$182
Washington County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$399,000
2006-11-29Sold$200,000

For Sale by Agent

AgentApril Bartley
BrokerageHOWARD HANNA REAL ESTATE SERVICES

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