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309 Osceola Rd, Saint Joseph, LA, 71366

5beds
4baths
4,295sqft
$975,000
$227price/sqft
$5,945/moest. monthly cost
$237,800/yrincome needed

About This Home

Nestled on a beautifully landscaped lot with 200 lakefront feet of pristine lake frontage, this stunning lake house retreat offers the perfect blend of comfort, space and natural beauty. Whether you're looking for a peaceful getaway or place to entertain family and friends, this home has it all. Inside, you will find four spacious bedrooms, huge master bath, a Jack and Jill bath plus 2 additional half baths for convenience. Upstairs, two versatile flex rooms are currently used as extra bedrooms but can be easily become a home office, gym or creative studio. Whatever suits your lifestyle. The heart of the home has an expansive den, where soaring ceilings and a cozy gas fireplace creates an inviting space to gather and relax. Adjacent ls the spacious kitchen, ideal for cooking up weekend feast, a wet bar perfect for entertaining and a dining area. The home has low maintenance- stained concrete floors and plenty of natural light to enhance your senses. Step outside to the wonderful, oversized screened porch overlooking the peaceful lake and beautiful Cypress trees- a serene space perfect for cooking out, dining al fresco, or simply unwinding with a good book. This porch offers an extension to the living space of the home. The gentle slope from the house leads you to a large pier with three boat slips and an expansive deck that includes a sunning area, a covered area for shade, a great swimming spot and magnificent views of Lake Bruin. With a two-car garage, paved driveway, plenty of parking for guest and thoughtful landscaping throughout, this lakefront property offers not just a home, but a lifestyle-one of calm mornings, golden sunsets and memories made by the water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Tensas Elementary SchoolGrades PK-53.8 mi
2/10
Tensas High SchoolGrades 6-123.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architecture Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range,Microwave,Range Hood,Water Purifier,Ice Maker,Oven,Electric Water Heater
  • Laundry features: Washer/Dryer Connect

Bedroom

  • Level: First
  • Area: 143

Bedroom1

  • Level: First
  • Area: 216

Bedroom2

  • Level: First
  • Area: 196

Bedroom3

  • Level: Second
  • Area: 312

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • Partial bathrooms: 2

Dining Room

  • Level: First
  • Area: 88

Family Room

  • Level: First
  • Area: 460

Features

  • Wet Bar,Ceiling Fan(s),Walk-In Closet(s),Wireless Internet
  • Window features: Double Pane Windows,Vinyl Clad,Shades,Drapes,Blinds,Some Stay
  • Number of fireplaces: 1
  • Fireplace features: One,Insert,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,921
  • Total interior livable area: 4,295 sqft

Kitchen

  • Level: First
  • Area: 234

Master Bedroom

  • Level: First
  • Area: 323

Property

Details

  • Parcel number: 0200202502
  • Zoning: res
  • Zoning description: res

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Other
  • Exterior features: Pier
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront

Lot

  • Lot size: 1.15 Acres
  • Features: Sprinkler System,Landscaped,Cleared,Views,Riparian Rights
  • Lot size dimensions: 200 x 250

Parking

  • Total spaces: 2
  • Parking features: Hard Surface Drv.,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$423$5,076
Property Taxes $268$3,216
Electricity $324$3,896
Total$5,945$71,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,828/yr
40% on housing$178,350/yr
45% on housing$158,533/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 71366$219
Tensas Parish$243

vs Homes Sold Last Month

Median $/sqft

ZIP 71366
Tensas Parish$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$975,000
2026-06-01Listed for sale$1,150,000
2026-01-22Listing removed$1,280,000
2025-05-22Listed for sale$1,280,000
2022-09-02Sold--
2022-08-11Pending sale$1,050,000
2022-08-02Listed for sale$1,050,000
2020-07-14Listing removed$635,000
2020-01-25Price change$635,000
2019-05-09Listed for sale$650,000

For Sale by Agent

AgentPaula Wilhite
BrokerageJohn Rea Realty

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