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519 N Elm Avenue, Clever, MO, 65631

4beds
3baths
2,884sqft
$429,000
$149price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

Rare walkout basement home in Clever, located just a half mile from the high school! This spacious property features 4 bedrooms, 3 full bathrooms, and 2 generous living areas designed for comfort and flexibility. The kitchen offers granite countertops, a reach-in pantry, counter seating, and an open view to the dining area--perfect for everyday living and entertaining.Upstairs, the family room highlights a cozy gas fireplace and provides access to a partially covered deck, ideal for grilling and enjoying the outdoors year-round. The primary suite includes a large ensuite bath with TWO walk-in closets, double vanity, walk-in shower, and a jetted soaking tub. Two additional bedrooms, a full bathroom, and an oversized laundry/mud room complete the upper level.The walkout lower level features an expansive second living area, along with a John Deere room, large storage room, storm shelter, exercise room, an additional bedroom, and a full bathroom. Step outside to the partially covered patio and enjoy the thoughtfully designed outdoor space--perfect for relaxing or entertaining.This home offers space, functionality, and a prime location--don't miss this exceptional opportunity in Clever!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Clever Elementary SchoolGrades PK-80.9 mi
7/10
Clever High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Brick/Mortar,Poured Concrete,Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Electric Oven,Microwave,Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Storage Space,Walk-Out Access,Full

Bedroom2

  • Area: 118.48
  • Dimensions: 10.89 x 10.88

Bedroom3

  • Area: 119.48
  • Dimensions: 12.02 x 9.94

Bedroom4

  • Area: 132.96
  • Dimensions: 12 x 11.08

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Area: 94.96
  • Dimensions: 11.93 x 7.96

Entry Hall

  • Area: 37.59
  • Dimensions: 7.04 x 5.34

Exercise Room

  • Area: 137.35
  • Dimensions: 15.45 x 8.89

Family Room

  • Area: 294.4
  • Dimensions: 18.4 x 16

Family Room

  • Area: 652.38
  • Dimensions: 27.55 x 23.68

Features

  • Marble Counters,Tray Ceiling(s),Granite Counters,Walk-In Closet(s),Walk-in Shower
  • Window features: Tilt-In Windows,Double Pane Windows,Blinds
  • Flooring: Carpet,Luxury Vinyl,Engineered Hardwood,Tile
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Attic: Partially Floored,Pull Down Stairs
  • Finished area below ground: 1,190
  • Finished area above ground: 1,694

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,310
  • Total interior livable area: 2,884 sqft

Kitchen

  • Area: 155.81
  • Dimensions: 13.06 x 11.93

Master Bathroom

  • Area: 118.06
  • Dimensions: 11.83 x 9.98

Master Bedroom

  • Area: 210.3
  • Dimensions: 15 x 14.02

Other

  • Area: 157.36
  • Dimensions: 14.05 x 11.2

Other

  • Area: 39.3
  • Dimensions: 6.36 x 6.18

Other

  • Area: 209.67
  • Dimensions: 22.84 x 9.18

Utility Room

  • Area: 73.22
  • Dimensions: 11.3 x 6.48

Property

Details

  • Parcel number: 090417004002007000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck,Front Porch,Covered
  • Exterior features: Rain Gutters,Garden,Cable Access
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 8,712 sqft
  • Features: Curbs,Cul-De-Sac
  • Lot size dimensions: 43.7 x 202.1

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Side,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$316$3,792
Property Taxes $246$2,952
Electricity $220$2,642
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 65631$173
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65631$169
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$429,000
2026-03-26Listed for sale$449,000
2024-12-03Sold--
2024-11-02Pending sale$375,000
2024-10-25Listed for sale$375,000

For Sale by Agent

AgentBrian R. Jared
BrokerageMurney Associates - Primrose

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