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1313 Freda Dr APT C, Elkhart, IN, 46514

3beds
2baths
1,548sqft
$239,900
$155price/sqft
$1,706/moest. monthly cost
$68,240/yrincome needed

About This Home

**OPEN HOUSE THIS WEEKEND SATURDAY, AUGUST 8TH FROM 1-3 PM** Move-in-ready condo on the north side of Elkhart. Close to shopping, restaurants, and the east-west toll road. Convenient to everything. 3-bedroom, 2 full baths on two levels. First-floor primary bedroom suite with two closets and attached bathroom. Main-floor laundry. Vaulted great room with formal dining area. Breakfast bar and large roomy kitchen. 2 large bedrooms on second floor with full bathroom. Much storage with two-car attached garage. Private patio for a coffee break or cold cocktail. This is a highly desired condo in a great convenient neighborhood.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Osolo Elementary SchoolGrades PK-60.8 mi
2/10
North Side Middle SchoolGrades 7-81.8 mi
2/10
Elkhart High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Vaulted Ceiling(s),Eat-in Kitchen,Kitchen Island,Main Level Bedroom Suite,Formal Dining Room
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,548

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,548
  • Total interior livable area: 1,548 sqft

Property

Details

  • Parcel number: 200221327031.000027

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1,742 sqft
  • Features: Cul-De-Sac,Level,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$126$1,512
Property Taxes $183$2,196
Electricity $184$2,212
Total$1,706$20,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,491/yr
40% on housing$51,180/yr
45% on housing$45,493/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$143
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$239,900
2024-07-01Sold$194,000
2024-06-18Pending sale$204,900
2024-05-24Listed for sale$204,900
2024-05-22Listing removed$204,900
2024-05-06Listed for sale$204,900
2023-10-04Sold$184,900
2023-09-11Pending sale$189,900
2023-08-17Listed for sale$189,900

For Sale by Agent

AgentKenny Kent
BrokerageRE/MAX 100

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