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12759 Apsley Ln, Carmel, IN, 46032

4beds
4baths
2,166sqft
$485,000
$224price/sqft
$3,582/moest. monthly cost
$143,280/yrincome needed

About This Home

Experience luxury, maintenance-free living in the highly sought-after Village of WestClay, where the lifestyle is just as impressive as the home itself. This beautifully maintained 4-bedroom, 3.5-bath townhome offers an open-concept floor plan, engineered hardwood floors, abundant natural light, a gourmet kitchen with granite countertops, stainless steel appliances, gas range, oversized island, and a spacious recreation room perfect for a home office, media room, or fitness space. Beyond the front door, enjoy one of Carmel's most walkable communities with restaurants, coffee shops, parks, pools, fitness centers, tennis and pickleball courts, scenic trails, and year-round community events just steps away. Relax on your private outward-facing balcony, appreciate the convenience of nearby guest parking, and enjoy the carefree "lock-and-leave" lifestyle that makes WestClay one of Central Indiana's premier neighborhoods. Located in the award-winning Carmel Clay School District and just minutes from Carmel City Center, this home offers the perfect blend of luxury, convenience, and community.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

10/10
10/10
Creekside Middle SchoolGrades 6-81.2 mi
10/10
Carmel High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Electric Water Heater,Disposal,Convection Oven,Electric Oven
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper
  • Area: 90
  • Dimensions: 10x09

Bedroom3

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedroom4

  • Level: Basement
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 105
  • Dimensions: 15x07

Features

  • High Ceilings,Hardwood Floors,High Speed Internet,Kitchen Island,Pantry
  • Flooring: Hardwood
  • Finished area below ground: 763

Great Room

  • Level: Main
  • Area: 288
  • Dimensions: 16x18

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,166
  • Total interior livable area: 2,166 sqft

Kitchen

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Master Bedroom

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Play Room

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Property

Details

  • Parcel number: 290928065003000018
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Exterior features: Sprinkler System,Balcony

Lot

  • Lot size: 1,742 sqft
  • Features: Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$192$2,304
Property Taxes $740$8,880
Electricity $198$2,382
Total$3,582$42,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,811/yr
40% on housing$107,460/yr
45% on housing$95,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$244
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$480,000
2026-07-16Listed for sale$485,000
2017-11-16Sold$287,500

New Construction

AgentLandon Buesching
Brokerage1 Percent Lists Indiana Real Estate

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