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1020 Steep Fork Rd, Grundy, VA, 24614

4beds
1baths
1,296sqft
$82,000
$63price/sqft
$702/moest. monthly cost
$28,080/yrincome needed

About This Home

Fantastic opportunity to own a four-bedroom home in Grundy located only 11 miles from Appalachian School of Pharmacy. Large kitchen with cabinets galore, stovetop, built-in oven and refrigerator. Living room, dining room and laundry room for spacious convenience and comfortable living. ''This property has been placed in an upcoming online event. All bids should be submitted at www.xome.com (void where prohibited). All offers received prior to the event period should be submitted by the buyer or buyer's agent by clicking on the ''Make Offer'' button on the Property Details page on Xome.com. All offers will be reviewed and responded to within 3 business days. All properties are subject to a 5% buyer's premium pursuant to the Auction Participation Agreement and Terms & Conditions (minimums will apply). Please contact listing agent for details and commission paid on this property.''

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Grundy High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Average,Below Average
  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dishwasher,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 2hh215054 A
  • Zoning: Residential
  • Special condition: Auction,In Foreclosure

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Topography of land: Level, Steep Slope

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: IRREGULAR

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$60$720
Property Taxes $26$312
Electricity $202$2,433
Total$702$8,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,068/yr
40% on housing$21,060/yr
45% on housing$18,720/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 24614$78
Buchanan County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 24614
Buchanan County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentMichelle Childress
BrokerageAppalachian Realty Executives, LLC

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