928 Kirkland Dr, Hiawassee, GA, 30546
About This Home
Turnkey Mountain Retreat- Fully furnished and ready for your second home or next investment property! Perched above Lake Chatuge on 1.15 private acres, this beautifully crafted custom mountain home offers breathtaking year-round views of Lake Chatuge, surrounding mountains, and even three states from its expansive back decks. Designed with timeless mountain character, the home features warm pine paneling throughout, ship lapped Cedar siding with Poplar bark shingle siding, and an open-concept floor plan that perfectly captures the natural beauty just outside every window. The main living spaces are filled with natural light and showcase hardwood floors and panoramic views from nearly every room in the home. Whether relaxing in the living room or preparing a meal in the open kitchen, the mountain and lake scenery remains the focal point. The spacious back decks create the perfect setting for entertaining, enjoying morning coffee, or watching unforgettable sunsets over the mountains. Quality construction and thoughtful details set this home apart, including steel support columns in the foundation for long-term durability, Andersen windows, 30-year architectural shingles, newer HVAC system, and newer water heaters. Bathrooms are equipped with built-in heaters for added comfort during cooler mountain mornings. The property combines privacy with convenience, located just minutes from Lake Chatuge marinas, downtown Hiawassee, restaurants, and the Georgia Mountain Fairgrounds. An additional 3.28-acre parcel located below the home is also available for purchase, providing the opportunity to own nearly 4.4 acres total for additional privacy, investment potential, or future expansion. Experience the best of North Georgia mountain living with unmatched views, quality craftsmanship, and peaceful surroundings in this one-of-a-kind Hiawassee retreat. (Additional 3.28 acres are available below the property.)
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Foundation: Concrete Perimeter,See Remarks
- Roof: Shingle
- Construction materials: Cedar,Concrete,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Chalet
- Property subType: Single Family Residence,Residential,Cabin
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer
- Laundry features: In Hall,Laundry Closet,Main Level
Basement
- Basement: Crawl Space
Bedroom
- Features: Master on Main, Roommate Floor Plan, Split Bedroom Plan
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Open Concept
Features
- Beamed Ceilings,Cathedral Ceiling(s),High Speed Internet,Walk-In Closet(s)
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log,Gas Starter,Stone
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Propane
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,136
- Total interior livable area: 3,136 sqft
Kitchen
- Features: Breakfast Bar, Country Kitchen, Pantry, Stone Counters, View to Family Room
Master Bathroom
- Features: Tub/Shower Combo, Other
Master Bedroom
- Features: Master on Main, Roommate Floor Plan, Split Bedroom Plan
- Level: Master on Main, Roommate Floor Plan, Split Bedroom Plan
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0019B192
- Other equipment: None
- Horse amenities: None
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Breezeway,Covered,Deck,Screened,Side Porch
- Exterior features: Rain Gutters,Rear Stairs,Storage,No Dock
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Lake,Mountain(s)
- Has water view: Yes
- Water view: Lake
- Waterfront features: None
- Waterbody name: Chatuge
Lot
- Lot size: 1.15 Acres
- Features: Mountain Frontage,Sloped,Wooded
Parking
- Total spaces: 4
- Parking features: Covered,Driveway,Kitchen Level,Level Driveway,Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $372 | $4,464 |
| Property Taxes | $898 | $10,776 |
| Electricity | $304 | $3,656 |
| Total | $7,641 | $91,692 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $1,300,000 |
View on Zillow