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8916 Miller Ave, Unionville, MI, 48767

5beds
5baths
3,200sqft
$799,000
$250price/sqft
$5,817/moest. monthly cost
$232,680/yrincome needed

About This Home

Rare opportunity to own a private waterfront retreat at the end of a peninsula overlooking Saginaw Bay and directly adjacent to the renowned Fish Point State Wildlife Area. This secluded setting offers panoramic water and wildlife views on three sides, delivering a true Northern Michigan lodge experience. The home features 5 bedrooms and 5 bathrooms across approximately 3,200 square feet, designed to accommodate large groups, guests, or corporate retreats. A wrap-around porch captures stunning sunrise and sunset views, while expansive windows bring the outdoors in year-round. Positioned along a major waterfowl flyway, this property offers exceptional opportunities for duck hunting observation and outdoor recreation, with thousands of birds visible during peak migration. The protected wildlife refuge to the southwest ensures long-term habitat preservation and uninterrupted natural scenery. Additional features include a detached 2-car garage with upper storage, extended enclosed space for gear or equipment, ample parking for guests and trailers, and canal access with docking availability for boating and fishing on Saginaw Bay and Lake Huron. Offered fully furnished and turnkey, including waterfowl décor and taxidermy, this property is ideally suited as a private residence, hunting lodge, or short-term rental investment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range/Oven,Refrigerator,Washer,Electric Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bathroom1

  • Features: Ceramic
  • Level: First
  • Area: 150

Bathroom2

  • Features: Ceramic
  • Level: First
  • Area: 195

Bathroom3

  • Features: Ceramic
  • Level: Second
  • Area: 110

Bathroom4

  • Features: Ceramic
  • Level: Second
  • Area: 150

Bedroom1

  • Features: Wood
  • Level: First
  • Area: 180

Bedroom2

  • Level: First
  • Area: 210

Bedroom3

  • Features: Wood
  • Level: Second
  • Area: 225

Bedroom4

  • Features: Wood
  • Level: Second
  • Area: 240

Bedroom5

  • Features: Wood
  • Level: Second
  • Area: 135

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood
  • Level: First
  • Area: 180

Family Room

  • Features: Wood
  • Level: Second
  • Area: 180

Features

  • High Ceilings,Interior Balcony
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,200

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Heat Pump,Zoned,Electric,Geothermal
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,120
  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: Ceramic
  • Level: First
  • Area: 270

Living Room

  • Features: Wood
  • Level: First
  • Area: 270

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 001110000110000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Water,Bay,Canal,Lake,Rural View
  • Has water view: Yes
  • Water view: Water,Bay,Canal,Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Canal Front,Dock/Pier Facility,Lake Front,Lake/River Access,Seawall,Association Access,Waterfront,Great Lake,Sandy Bottom
  • Waterbody name: Saginaw Bay
  • Frontage length: 200

Lot

  • Lot size: 0.79 Acres
  • Features: Dead End,Irregular Lot,Adjoins State/Fed Land
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Tuscola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$703$8,436
Property Taxes $725$8,700
Electricity $349$4,188
Total$5,817$69,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,440/yr
40% on housing$174,510/yr
45% on housing$155,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 48767$58
Tuscola County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 48767
Tuscola County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$849,000
2022-02-11Sold$600,000

For Sale by Agent

AgentJason Perry
BrokerageIrish Hills Realty

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