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1040 Highway 606, Saint Joseph, LA, 71366

0beds
1baths
500sqft
$385,000
$770price/sqft
$2,365/moest. monthly cost
$94,600/yrincome needed

About This Home

This Lake Bruin 100' lot has a 500 sf outdoor kitchen with roll up door, bathroom, shower. Open the roll up door to paved walkway to covered pavilion with water and electricity. The pier has a boat, pontoon and jet ski slips, screened in living area, open sun deck and wide swim steps. The lot also has a camper hookup.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Tensas Elementary SchoolGrades PK-55.8 mi
2/10
Tensas High SchoolGrades 6-125.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate,Vinyl
  • Finished area above ground: 500

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 0200301500
  • Lease amount: 0

Features

  • Patio & porch: Patio,Covered Porch,Open Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Lake,Street
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Bruin

Lot

  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$167$2,004
Property Taxes $105$1,260
Electricity $147$1,773
Total$2,365$28,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,085/yr
40% on housing$70,950/yr
45% on housing$63,066/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$770This listing

vs Other Active Listings

Avg $/sqft

ZIP 71366$223
Tensas Parish$246

vs Homes Sold Last Month

Median $/sqft

ZIP 71366
Tensas Parish$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Listed for sale$425,000

For Sale by Agent

AgentJane M. Netterville
BrokerageJane Netterville Broker & Associates

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