See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4800 Pebble Ln, Farmington, MO, 63640

10beds
7baths
5,950sqft
$899,900
$151price/sqft
$6,307/moest. monthly cost
$252,280/yrincome needed

About This Home

A rare opportunity to own a newer, custom built 10 bedroom 6.5 bath estate nestled on 62 m/l breathtaking private acres. Designed for both grand-scale entertaining and comfortable everyday living, this expansive home offers generous living spaces, abundant natural light and exceptional privacy. The surrounding acreage invites outdoor adventures, gardening, equestrian use, farming, or simply enjoying peaceful country living. Ideal for a large or multi-generational family seeking space, serenity, and refined comfort.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
6/10
Farmington Middle SchoolGrades 7-88.3 mi
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Interior

Appliances

  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 7
  • Main level bedrooms: 10

Features

  • Finished area above ground: 4,550

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,950
  • Total interior livable area: 5,950 sqft

Property

Details

  • Parcel number: 176013000000002.00
  • Special condition: Standard

Lot

  • Lot size: 63.61 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$831$9,972
Property Taxes $472$5,664
Electricity $454$5,452
Total$6,307$75,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,240/yr
40% on housing$189,210/yr
45% on housing$168,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$216
St. Francois County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$899,900

For Sale by Agent

AgentMatthew A Herbst
BrokerageTriple Creek Realty LLC

Similar Homes