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231 10TH Avenue S, Jacksonville Beach, FL, 32250

3beds
3baths
2,114sqft
$1,050,000
$497price/sqft
$7,834/moest. monthly cost
$313,360/yrincome needed

About This Home

Ocean View Townhouse Just Steps from the Beach - No HOA! Welcome to coastal living at its finest! This stunning 2-story townhouse is ideally located east of A1A in Jacksonville Beach, just 2 blocks from the Atlantic Ocean and steps away from Starbucks. Enjoy ocean breezes from your home and walk to the best restaurants and nightlife the beach has to offer. Inside, you'll find a bright and open-concept layout featuring 3 spacious bedrooms and 2.5 beautifully updated bathrooms. The kitchen has been modernized with stylish finishes, perfect for entertaining or relaxing after a day at the beach. Tile flooring runs throughout the main living areas, while cozy carpet adds comfort to the bedrooms. Step outside to your private, fenced backyard, ideal for pets, grilling, or simply soaking up the ocean breeze. You'll also enjoy ample parking with a 2-car garage and no HOA to restrict your lifestyle or add extra fees. This property also offers short-term rental availability with financials available upon request, making it a perfect investment or vacation home. Don't miss this rare opportunity to own a beachside retreat with views, freedom, and income potentialall in one unbeatable location.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2017

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,114 sqft

Property

Details

  • Parcel number: 1761340010
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Outdoor Shower
  • Fencing: Fenced,Back Yard,Wood

Lot

  • Lot size: 3,049 sqft
  • Features: Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$676$8,112
Property Taxes $1,637$19,644
Electricity $212$2,552
Total$7,834$94,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,594/yr
40% on housing$235,020/yr
45% on housing$208,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$497This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$424
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-05Price change$1,175,000
2025-06-10Listed for sale$1,200,000
2025-05-29Listing removed--
2025-04-05Listed for sale$1,125,000
2024-08-27Listing removed--
2024-08-12Listed for sale$1,297,000
2022-03-03Sold$980,000
2022-01-25Pending sale$975,000
2022-01-22Listed for sale$975,000
2019-03-27Sold$620,000

For Sale by Agent

AgentMarc Fagan
BrokerageBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

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