309 E Market St Unit 313, Louisville, KY, 40202
About This Home
Experience urban living at its finest in this spacious 2-bedroom, 2-bath condo at the iconic Mercantile Gallery Lofts. Featuring modern finishes, an open layout, and stunning city views, this home is ideally located between Louisville's Central Business District and the vibrant NuLu neighborhood, offering walkable access to restaurants, breweries, boutiques, and entertainment. Residents enjoy premium amenities including a fitness center, conference room, library, entertainment lounge, billiards room, courtyard, and secure mail area. The unit also includes one private garage parking space, making this the perfect blend of comfort, convenience, and city living.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1889
Materials
- Roof: Flat
- Construction materials: Brick
Type & Style
- Home type: Condo
- Property subType: Condominium,High Rise
Interior
Appliances
- Laundry features: In Unit
Basement
- Basement: None
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,468
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,468
- Total interior livable area: 1,468 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 04017Z03130000
Features
- Stories: 1
- Fencing: Partial,Chain Link
Lot
- Lot size: 1,306 sqft
- Features: Sidewalk
Parking
- Total spaces: 1
- Parking features: See Remarks
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Earthquake
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,810 | $21,720 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $383 | $4,596 |
| Electricity | $154 | $1,850 |
| Total | $2,637 | $31,644 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $2,800 |
| 2026-07-13 | Price change | $3,000 |
| 2026-07-10 | Listed for sale | $358,000 |
| 2026-06-08 | Listed for rent | $3,200 |
| 2023-04-13 | Listing removed | -- |
| 2023-02-05 | Listed for rent | $3,000 |
| 2022-09-23 | Sold | $323,500 |
| 2022-09-15 | Pending sale | $328,008 |
| 2022-08-27 | Contingent | $328,008 |
| 2022-06-01 | Listed for sale | $328,008 |
| 2010-10-14 | Sold | $275,000 |
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