13473 Mountain Rd, Lovettsville, VA, 20180
About This Home
Nestled on 2.37 scenic acres in the Short Hills of Loudoun County, this beautifully renovated cottage blends historic charm with modern updates. Surrounded by protected forest land, the property offers privacy, peaceful mountain views, and endless opportunities to enjoy nature. The home features 1 bedroom, 1 full bath, and a spacious great room, with major renovations completed in recent years including updated electrical, plumbing, insulation, siding, roof, HVAC, well, and septic systems. Additional improvements include a 7 GPM UV light system with filter and chlorinated pipes, a 9” Smart HE water softener, and a brand-new wood privacy fence surrounding the property. The updated kitchen includes modern appliances and a washer/dryer combo upstairs. A newly drilled well and approved 4-bedroom septic system provide future potential for expansion, a guest house, rental opportunity, or additional dwelling. This property is zoned AR1 with NO HOA, this unique property offers flexibility and tranquility while remaining conveniently located near Route 9, Hillsboro, and much more. This home would be perfect as a full-time residence, weekend retreat, or investment property in the heart of Virginia countryside. A MUST SEE!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good,Excellent
- Year built: 1915
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: HardiPlank Type,Stone
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Dryer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Exterior Entry,Rear Entrance,Walk-Out Access
Bathroom1
- Level: Upper
Bedroom1
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Bathroom - Walk-In Shower,Breakfast Area,Combination Dining/Living,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space
- Finished area below ground: 0
- Finished area above ground: 440
Heating & Cooling
- Heating features: Baseboard,Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 440
- Total interior livable area: 440 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Utility Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 478209033000
- Zoning: AR1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Fencing: Full,Wood
- Has view: Yes
- View description: Garden,Scenic Vista,Trees/Woods
Lot
- Lot size: 2.37 Acres
- Features: Backs to Trees,Premium,Private,Rural,Secluded,Wooded
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $285 | $3,420 |
| Electricity | $202 | $2,433 |
| Total | $2,721 | $32,652 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-21 | Listed for sale | $425,000 |
| 2025-01-29 | Sold | $400,000 |
| 2025-01-08 | Pending sale | $400,000 |
| 2024-12-19 | Listed for sale | $400,000 |
| 2021-06-28 | Sold | $315,000 |
| 2021-05-20 | Contingent | $344,900 |
| 2021-03-10 | Listed for sale | $344,900 |
| 2021-02-08 | Listing removed | -- |
| 2021-02-05 | Listed for sale | $344,900 |
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