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28 School St NE, White, GA, 30184

2beds
2baths
0sqft
$279,000
--price/sqft
$1,942/moest. monthly cost
$77,680/yrincome needed

About This Home

Fall in love with this charming, fully updated farmhouse situated on just over 1/2 acre in the heart of downtown! This adorable 2-bedroom, 2-bath home offers an open-concept floor plan perfect for everyday living and entertaining. Thoughtfully renovated with modern updates while maintaining its farmhouse character. Outside, you'll find a storage building plus covered RV/boat storage with plenty of room for hobbies and outdoor gear. Enjoy the convenience of golf cart access to local parks, restaurants, and ice cream shops, all just minutes from schools. Small-town living at its best!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
White Elementary SchoolGrades PK-51.0 mi
8/10
Cass Middle SchoolGrades 6-87.6 mi
6/10
Cass High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Ceilings,Master On Main Level
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar,Kitchen Island

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: W0020006003

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: City
  • Waterbody name: None

Lot

  • Lot size: 0.57 Acres
  • Features: Corner Lot

Parking

  • Parking features: Parking Pad,RV/Boat Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$153$1,836
Property Taxes $160$1,920
Electricity $219$2,637
Total$1,942$23,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,582/yr
40% on housing$58,260/yr
45% on housing$51,786/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30184$202
Bartow County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 30184$187
Bartow County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$279,000
2026-07-24Price change$279,000
2026-07-14Price change$289,000
2026-07-01Listed for sale$299,000

For Sale by Agent

AgentLeslie Howren Chatman
BrokerageLeslie Howren Chatman Realty

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