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43479 Charitable St, Ashburn, VA, 20148

4beds
5baths
3,443sqft
$875,000
$254price/sqft
$5,604/moest. monthly cost
$224,160/yrincome needed

About This Home

Beautifully staged and loaded with premium upgrades, this stunning Ballston Loft model offers sophisticated, modern living in one of the area's most desirable communities. This spacious four-level townhome features approximately 3,443 square feet of thoughtfully designed living space with 4 bedrooms, 3 full baths, and 2 half baths. The open-concept floor plan is filled with natural light and showcases designer finishes, high ceilings, and contemporary details throughout. The gourmet kitchen flows seamlessly into the spacious living and dining areas, creating the perfect setting for both everyday living and entertaining. The luxurious primary suite provides a private retreat with a spa-inspired bath and generous walk-in closet. Additional bedrooms offer flexibility for family, guests, or a home office. Enjoy the convenience of an attached two-car garage, modern construction, and low-maintenance living. Every level has been carefully designed to maximize space, functionality, and style. Beautifully maintained and move-in ready, this exceptional home combines elegant design, premium finishes, and an unbeatable lifestyle. Conveniently located near shopping, dining, parks, major commuter routes, and the Metro, this is a rare opportunity to own one of the most sought-after Ballston Loft models in the community.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Rock Ridge High SchoolGrades PK-121.5 mi
8/10
Stone Hill Middle SchoolGrades 6-82.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,443

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,443
  • Total interior livable area: 3,443 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120196841000
  • Zoning: TRC
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$117$1,404
Property Taxes $732$8,784
Electricity $331$3,979
Total$5,604$67,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,137/yr
40% on housing$168,120/yr
45% on housing$149,440/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 20148$287
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20148$256
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Listed for sale$875,000
2026-08-11Contingent$875,000
2026-07-31Listed for sale$875,000
2019-02-14Sold$718,394

For Sale by Agent

AgentEun Lee
BrokerageEverland Realty LLC

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