506 N Beech Rd, Osceola, IN, 46561
About This Home
New Price Motivated Seller! Experience waterfront living at its finest on nearly 2 acres with over 130 feet of riverfrontage and stunning year-round views. This 4-bedroom, 3 full bath home offers a spacious layout with convenient main floor laundry, combining comfort and functionality. Designed for both everyday living and entertaining, the property features an in-ground pool, expansive outdoor living space, multiple outbuildings, and private boat docks for easy access to the water—perfect for boating, relaxing, and taking in the scenery. With space, privacy, and incredible views, this one-of-a-kind property truly feels like your own private river retreat. Don’t miss your chance to own your very own river resort before it’s gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Oven,Gas Range,Water Filtration System,Gas Water Heater,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full,Finished,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 84
Family Room
- Level: Main
- Area: 169
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Main Level Bedroom Suite
- Window features: Window Treatments
- Number of fireplaces: 1
- Fireplace features: Gas Log,Other
- Fireplace: Yes
- Finished area below ground: 1,440
- Finished area above ground: 1,389
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,129
- Total interior livable area: 2,829 sqft
Kitchen
- Level: Main
- Area: 132
Living Room
- Level: Main
- Area: 210
Property
Details
- Parcel number: 711009304018.000030
- Other equipment: Generator-Whole House,Pool Equipment
Features
- Levels: One
- Stories: 1
- Pool features: In Ground
- Exterior features: Irrigation System
- Has spa: Yes
- Spa features: Private
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront,Waterfront-High Bank,Pier/Dock,Canal Front,River
- Waterbody name: St. Joe River Upper
- Frontage length: Water Frontage(100)
Lot
- Lot size: 1.77 Acres
- Lot size dimensions: 100X770
Parking
- Total spaces: 3
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $809 | $9,708 |
| Electricity | $259 | $3,111 |
| Total | $4,692 | $56,304 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $679,400 |
| 2026-04-06 | Price change | $688,000 |
| 2026-03-20 | Listed for sale | $699,900 |
| 2026-02-09 | Listing removed | $699,900 |
| 2025-08-26 | Price change | $699,900 |
| 2025-06-26 | Listed for sale | $749,900 |
| 2018-11-13 | Sold | $359,000 |
| 2018-10-02 | Price change | $375,000 |
| 2018-09-23 | Listed for sale | $379,000 |
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