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18470 Forest Glade Dr, South Bend, IN, 46637

5beds
4baths
3,977sqft
$1,349,999
$339price/sqft
$8,910/moest. monthly cost
$356,400/yrincome needed

About This Home

Welcome home to this stunning waterfront new construction ranch home in Bradford Shores, where luxury meets everyday living. From the moment you step into the foyer, with its arched doorways and custom inlay herringbone floor, it's evident that every detail has been carefully thought out. The open-concept living area features a custom fireplace, built-ins, arched doorways, and abundant natural light, complemented by engineered hardwood flooring throughout the main level. The Café appliances, custom hood, handmade cabinetry, gorgeous island, quartz countertops, walk-in pantry, and bar make this gourmet kitchen a chef's dream. The home offers 5 spacious bedrooms, 3.5 bathrooms, a den, and main-floor laundry. The finished walk-out basement includes a gorgeous wet bar and opens to the patio overlooking the water, while a large covered deck above provides the perfect place to relax or host guests. Completing the home is a three-car attached garage with tandem workshop and a spacious layout that blends comfort, functionality, and scenic waterfront views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Darden Primary CenterGrades K-51.5 mi
9/10
2/10
Clay High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Cement Board

Other

  • Builder name: JD Custom Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Exhaust Fan,Gas Range,Water Softener Owned
  • Laundry features: Dryer Hook Up Gas/Elec,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Countertops-Solid Surf,Open Floorplan,Split Br Floor Plan,Wet Bar
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,507
  • Finished area above ground: 2,470

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,940
  • Total interior livable area: 3,977 sqft

Property

Details

  • Parcel number: 710418200130.000003

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.49 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 125x174

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$728$8,736
Property Taxes $992$11,904
Electricity $364$4,374
Total$8,910$106,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,485/yr
40% on housing$267,300/yr
45% on housing$237,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 46637$150
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46637$157
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$1,349,999

New Construction

AgentStephen C Smith, Irish Realty, Brigid Beattie, Irish Realty
BrokerageIrish Realty

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