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5121 Jacks Creek Pike, Lexington, KY, 40515

6beds
5baths
6,200sqft
$1,799,000
$290price/sqft
$12,257/moest. monthly cost
$490,280/yrincome needed

About This Home

Make your Bluegrass Dreams come true with this truly exquisite equestrian estate, just in time for Summer. The crown jewel of this lovely farm is a magnificent luxury home complete with a massive covered rear porch and first floor primary suite. This one checks all the boxes- including wainscoting in the dining room, custom ceiling, built-ins, and wood burning fireplace in the living room. The open kitchen has a full suite of stainless steel appliances, granite countertops, and maple cabinets. Endless entertainment awaits with the finished walkout basement that exits to an in-ground swimming saltwater pool. The open-concept basement has one bedroom, one full bathroom with marble floors and shower, a bonus room, even a storm shelter/panic room! Mechanically this home is very sound- complete with a radon system, two geothermal systems, two smart water heaters, and a roof replaced in 2022. This beautiful home is sitting on 10 coveted acres in Fayette county, with three paddocks and a four stall barn. Not to mention, a three car attached garage and hay shed. There are not many turn-key hobby farms like this available in Fayette County, so come see today to truly appreciate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Squires Elementary SchoolGrades PK-55.6 mi
7/10
Henry Clay High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Double Oven,Dishwasher,Microwave,Refrigerator,Washer,Cooktop,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bathroom5

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Wet Bar,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 2,000
  • Finished area above ground: 4,200

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 6,200
  • Total interior livable area: 6,200 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 38021720

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 10.13 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$773$9,276
Property Taxes $1,899$22,788
Electricity $489$5,875
Total$12,257$147,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$420,240/yr
40% on housing$367,710/yr
45% on housing$326,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$207
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$1,799,000
2026-06-06Listed for sale$1,850,000
2025-03-26Listing removed$1,200
2025-02-20Listed for rent$1,200
2024-08-14Listing removed--
2024-06-10Price change$1,425,000
2024-04-16Listed for sale$1,450,000
2024-01-17Sold$872,500
2021-09-01Sold$872,500
2021-05-07Pending sale$885,000
2021-04-30Contingent$885,000
2021-04-26Listed for sale$885,000
2021-04-15Pending sale$885,000
2021-04-14Contingent$885,000
2021-04-09Price change$885,000
2021-04-08Listed for sale$895,000
2021-03-23Contingent$895,000
2021-03-19Listed for sale$895,000
2021-03-15Contingent$895,000
2021-03-11Price change$895,000
2021-03-05Listed for sale$915,000
2015-10-30Sold$130,000

For Sale by Agent

AgentThomas M Harper
BrokerageTom Harper and Associates

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