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13 Hummingbird Lane, Harrison, ME, 04040

5beds
3baths
3,100sqft
$1,350,000
$435price/sqft
$8,743/moest. monthly cost
$349,720/yrincome needed

About This Home

Discover the perfect blend of privacy and lakefront living in this beautiful 3-bedroom, 2-bath contemporary home situated on the shores of pristine Crystal Lake in Harrison, Maine with 2.5+/- acres of land. Boasting 152 feet of private waterfrontage, this property offers lovely views and direct access with a permanent dock on this quiet lake. Designed to embrace its natural surroundings, the home features a bright and inviting layout with expansive windows that fill the living spaces with natural light. Whether you're enjoying a quiet morning overlooking the water or entertaining family and friends, this home provides the ideal setting for entertaining. A detached 2 car garage with a separate apartment above, offering space for guests, extended family, rental income potential, or a private home office. Conveniently located just minutes from Harrison Village and downtown Bridgton, you'll enjoy easy access to local shops, restaurants, marinas, golf courses, and all the recreational opportunities in the Lakes Region. Whether you're searching for a summer seasonal retreat, or an investment opportunity, this Crystal Lake gem delivers the best of Maine waterfront living.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
2/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Daylight,Full

Bedroom1

  • Features: Closet
  • Level: First

Bedroom2

  • Features: Closet
  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining Area
  • Level: First

Features

  • 1st Floor Bedroom,Bathtub,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,100

Heating & Cooling

  • Heating features: Baseboard,Direct Vent Heater,Heat Pump,Radiant
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Kitchen

  • Features: Cathedral Ceiling(s),Pantry
  • Level: First

Kitchen

  • Level: Second

Laundry

  • Level: First

Living Room

  • Features: Cathedral Ceiling(s),Gas Fireplace
  • Level: First

Living Room

  • Level: Second

Loft

  • Features: Skylight,Sleeping,Storage
  • Level: Second

Other

  • Level: First

Primary Bedroom

  • Features: Closet
  • Level: Second

Property

Details

  • Parcel number: HRRSM45L014808
  • Zoning: Shoreland
  • Other equipment: Internet Access Available

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Crystal
  • Frontage length: Waterfrontage: 152,Waterfrontage Owned: 152,Waterfrontage Shared: 300

Lot

  • Lot size: 2.50 Acres
  • Features: Near Shopping,Near Town,Open Lot,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 4
  • Parking features: Paved,5 - 10 Spaces,On Site,Detached,Heated Garage,Underground,Basement
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance $670$8,040
Property Taxes $797$9,564
Electricity $450$5,407
Total$8,743$104,916

Income You'd Need if You Spent...

35% on housing$299,760/yr
40% on housing$262,290/yr
45% on housing$233,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 04040$298
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04040$262
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,200,000
2026-06-11Listed for sale$1,350,000

For Sale by Agent

AgentJocelyn O'Rourke-Shane
BrokerageMaine Real Estate Choice

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