2805 County Road 634, Gardner, CO, 81040
About This Home
Custom Home Built to Perfection! This home presents an octagonal floor plan covering the main floor and a finished walk-out lower level. This brilliant design provides panoramic views of the dramatic scenery in every direction over the entire valley! From the kitchen and throughout every room, everyone gets "the best" view. The lower level is centered around a large media room complete with wiring and hardware; and the adjoining rooms providing workshops, large pantry, multiple closets, additional storage, and a walk-out patio. All equipment and utilities for the home are thoughtfully placed in utility rooms with plenty of space for access and maintenance. The HVAC system is less than five years old, but the home is so well insulated that it doesn't get used much (temperature control is smooth and economical). Seller includes a premium home warranty for the first year! Located on 10 acres, it is secluded on a private drive with an electric gate. Water source is a community well system that provides 5,000 gallons per month at a cost of only $360 per quarter. No well to drill or maintain! Finally, this area is noted for its hunting, fishing, mountain climbing and other world-class recreational opportunities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Stem Wall
- Roof: Composition,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Water Heater,Oven/Range
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s),Fireplace,Walk-In Closet(s)
- Window features: Window Coverings
- Flooring: Flooring: Carpet,Flooring: Tile/Clay,Flooring: Wood (Veener/Other)
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane- FA
- Cooling features: Electric
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Property
Details
- Parcel number: 28309
- Zoning description: Residential
- Other equipment: Home Theater
Features
- Levels: 1 story + basement
- Stories: 1
- Patio & porch: Deck,Patio- Covered,Porch
- Exterior features: Rain Gutters,Lighting
- Fencing: Partial
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 10 Acres
- Features: Trees
Parking
- Total spaces: 3
- Parking features: Attached,Heated Garage,Auto Door(s),Remote Opener,Shelves
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Hail
- Wildfire
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,958 | $35,496 |
| Home Insurance * | $564 | $6,768 |
| Property Taxes | $151 | $1,812 |
| Electricity | $226 | $2,717 |
| Total | $3,899 | $46,788 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-24 | Listed for sale | $592,000 |
| 2023-08-31 | Sold | $482,000 |
| 2023-08-01 | Pending sale | $499,000 |
| 2023-08-01 | Contingent | $499,000 |
| 2023-07-14 | Listed for sale | $499,000 |
| 2020-11-05 | Sold | $342,000 |
| 2020-09-23 | Pending sale | $342,000 |
| 2020-09-18 | Listed for sale | $342,000 |
| 2020-09-08 | Pending sale | $342,000 |
| 2020-08-24 | Price change | $342,000 |
| 2020-03-09 | Pending sale | $345,000 |
| 2019-07-09 | Listed for sale | $345,000 |
| 2019-06-18 | Pending sale | $345,000 |
| 2019-06-03 | Listed for sale | $345,000 |
| 2016-07-27 | Sold | $249,000 |
| 2013-06-07 | Sold | $225,000 |
View on Zillow