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1220 Schaadt Rd, Rockford, OH, 45882

3beds
1baths
1,888sqft
$399,000
$211price/sqft
$2,732/moest. monthly cost
$109,280/yrincome needed

About This Home

Located in the peaceful countryside 1220 Schaadt Rd. offers a unique opportunity to own a well-kept rural property with excellent outbuildings and a beautiful country setting. Offering a simple and quiet lifestyle surrounded by farmland and open space. This property does not currently have electricity connected, The property features two barns with concrete floors that provide outstanding storage, workshop, livestock, or equipment space. The first barn measures 26 x 40 ft., while the second is an impressive newer 36 x 56 ft. barn built in 2022. In addition, the property includes a grain bin, pasture area, and a scenic pond that adds to the charm and functionality of the land. The home offers a practical layout with two bedrooms on the main floor along with a big unfinished upstairs loft area that could serve as a third bedroom, office, or additional living space. The property combines rural simplicity with versatile agricultural and storage amenities that are difficult to find in today's market. If you are looking for a peaceful country property with quality barns, usable land, and plenty of potential, this Rockford property is worth a look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Parkway Elementary SchoolGrades PK-46.8 mi
7/10
Parkway Middle SchoolGrades 5-86.8 mi
7/10
Parkway High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Unknown
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 1,888
  • Total interior livable area: 1,888 sqft

Property

Details

  • Parcel number: 300182000100

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 2.15 Acres
  • Features: Residential Lot
  • Lot size dimensions: About 306 x 300 ft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$188$2,256
Property Taxes $325$3,900
Electricity $202$2,429
Total$2,732$32,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,668/yr
40% on housing$81,960/yr
45% on housing$72,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 45882$148
Mercer County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 45882$128
Mercer County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$399,000
2026-07-08Price change$419,000
2026-05-22Listed for sale$429,000
2023-08-01Sold$300,000
2022-03-22Sold$50,000
2016-12-02Sold$80,000

For Sale by Agent

AgentBen Neff
BrokerageJim Shaffer Realty

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