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3881 NW 46th Ter, Ocala, FL, 34482

3beds
2baths
1,454sqft
$299,000
$206price/sqft
$2,335/moest. monthly cost
$93,400/yrincome needed

About This Home

Tucked at the end of quiet cul-de-sac in one of Ocala's most sought-after communities, this beautifully designed Rome model, built by Shea Homes, offers over 1,450 square feet of thoughtfully designed living space and a resort lifestyle to match. From the moment you step through the glass-insert front door, the craftsmanship is evident. Wood-look ceramic tile flows throughout the entire home, complemented by crown molding, volume ceilings, plantation shutters, and window blinds throughout. The open great room is ideal for entertaining, anchored by a chef's kitchen featuring solid cabinetry, granite countertops, stainless steel appliances, A lovely farmhouse sink, double oven, and gas cooking. The custom center island, finished with a striking live edge wood top which doubles your storage while serving as the design centerpiece of the home. Every appliance and major system is less than 8 years old, a true peace of mind from day one. The primary suite is a true retreat, complete with a spa-inspired ensuite featuring a seamless glass walk-in shower, dual granite vanities, a private water closet, walk-in closet, and additional linen storage. Guests will feel equally at home in the generous guest bedroom, served by a well-appointed bath with granite countertop and shower/tub combo. A dedicated office with a door offers flexible use as a third bedroom. Step outside to your screened lanai and take in peaceful pond views with no rear neighbors. The fully fenced backyard offers privacy and security, with a natural gas hookup ready for your grill and water access on the lanai for your plants. The oversized two-car garage and whole-home water softener round out a property that has truly been thought through. And then there's the community. Ocala Preserve is in a class of its own with a guarded, gated entrance into this neighborhood built around an 18-hole championship golf course and anchored by a full-service clubhouse and restaurant. Resort-style pools, a state-of-the-art fitness center, spa, tennis, pickleball, bocce ball, rock climbing, a dog park, and miles of bike and walking trails mean there's always something to do. Member-led clubs and activities make it easy to build a life here, not just a home. Best of all, the HOA includes basic cable, internet, lawn maintenance, and access to community pools and recreational facilities, so you can spend less time managing and more time living. This one won't last. Call David today for your private tour

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

1/10
4/10
Howard Middle SchoolGrades 6-83.2 mi
4/10
West Port High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,302
  • Total interior livable area: 1,454 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 1368107800
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 72 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$302$3,624
Property Taxes $325$3,900
Electricity $197$2,366
Total$2,335$28,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,057/yr
40% on housing$70,050/yr
45% on housing$62,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 34482$310
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34482$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$315,000
2025-01-09Listing removed$335,000
2024-07-10Listed for sale$335,000
2024-07-01Pending sale$335,000
2024-06-01Price change$335,000
2024-04-30Price change$354,000
2024-04-09Price change$369,000
2024-03-12Price change$379,000
2023-12-12Price change$389,000
2023-12-01Listed for sale$399,000
2023-02-21Listing removed--
2022-08-31Listed for sale$387,000
2018-02-21Sold$220,300

For Sale by Agent

AgentDavid Culbreth
BrokerageINVICTUS REAL ESTATE LLC

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