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80 Hutchinson St, Destin, FL, 32541

9beds
9baths
6,864sqft
$5,750,000
$838price/sqft
$35,559/moest. monthly cost
$1,422,360/yrincome needed

About This Home

Experience the pinnacle of coastal luxury at 80 Hutchinson Street, a masterful three-story retreat situated in Park Row at Crystal Beach. Widely recognized as the finest built homes in the area, Park Row offers an unparalleled level of craftsmanship and sophistication. This incomparable estate, generated $390,000 in 2025 and is just steps from the emerald waters of the Gulf. The heart of this home is its extraordinary outdoor oasis, designed specifically for those who love to entertain or unwind in style. The space features an amazing heated swimming pool and spa, framed by a private wall for ultimate seclusion. The outdoor kitchen and expansive lounge area, complete with a cozy fireplace and professional lighting, create an enchanting ambiance for relaxing with friends and family. A spiral staircase provides elegant access to the second-floor deck, while the ground-floor game room--featuring a pool table and kitchenette--flows seamlessly into this outdoor sanctuary. Inside, the home is equally impressive, utilizing a private elevator to navigate three floors of meticulously designed living space. The second floor reveals a spacious open-concept Great Room anchored by a gourmet kitchen equipped with dual Sub-Zero refrigerators, a Thermador range, and a Bertazzoni oven and microwave. The massive dining area comfortably seats 16, making it perfect for large gatherings. Throughout the home, architectural details like pecky cypress ceilings and tile wood-look flooring add a touch of organic warmth to the coastal aesthetic. The sleeping accommodations are expansive and thoughtfully arranged to ensure privacy and comfort for all guests. The layout includes multiple king suites with private balconies and a dedicated third-floor wing featuring a bunk room that sleeps ten, complete with its own lounge for media and gaming. Practical luxury is found throughout, including a wet bar between suites, dual washers and dryers, and a two-car garage with ample driveway parking. For the ultimate view, the fourth-floor observation deck offers spectacular panoramas over Crystal Beach to the Gulf of Mexico. Perfectly positioned near Destin Commons and world-class dining, this Park Row masterpiece is the definitive beach escape.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Destin Middle SchoolGrades 5-81.1 mi
5/10
10/10
Destin Elementary SchoolGrades PK-44.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2020

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Double Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Bedroom

  • Level: First
  • Area: 154
  • Dimensions: 11 x 14

Bedroom

  • Level: Second
  • Area: 196
  • Dimensions: 14 x 14

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 10 x 12

Bedroom

  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Bedroom

  • Level: Third
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: Third
  • Area: 240
  • Dimensions: 12 x 20

Bedroom

  • Level: Third
  • Area: 300
  • Dimensions: 15 x 20

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 9
  • Full bathrooms: 8
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Area: 440
  • Dimensions: 20 x 22

Features

  • Breakfast Bar,Bookcases,Crown Molding,Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Shelving,Split Bedroom,Walls Wainscoting,Wet Bar,Elevator
  • Window features: Plantation Shutters,Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace features: EPA Qualified Fireplace
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 6,864
  • Total interior livable area: 6,864 sqft

Kitchen

  • Level: Second
  • Area: 300
  • Dimensions: 15 x 20

Living Room

  • Level: Second
  • Area: 836
  • Dimensions: 38 x 22

Other

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Other

  • Level: Third
  • Area: 400
  • Dimensions: 20 x 20

Property

Details

  • Parcel number: 002S22544500000040
  • Zoning description: Resid Single Family

Features

  • Stories: 4
  • Pool features: Heated,In Ground
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Outdoor Grill,Balcony,Columns,Private Yard,Outdoor Shower,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Privacy
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf

Lot

  • Lot size: 8,276 sqft
  • Features: Level,Sidewalk,Survey Available,Within 1/2 Mile to Water
  • Lot size dimensions: 55 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Oversized,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $29,075$348,900
Home Insurance *$873$10,476
Property Taxes $4,921$59,052
Electricity $690$8,289
Total$35,559$426,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,219,165/yr
40% on housing$1,066,770/yr
45% on housing$948,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$838This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$407
Okaloosa County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$5,750,000
2022-04-08Sold$4,950,000
2022-02-07Pending sale$4,999,000
2022-01-08Listed for sale$4,999,000
2022-01-04Pending sale$4,999,000
2021-11-10Listed for sale$4,999,000
2021-04-02Sold$3,700,000

For Sale by Agent

AgentJacob K Eastland
BrokerageEastland Real Estate

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