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617 McCracken Dr, Middletown, DE, 19709

5beds
4baths
3,560sqft
$774,900
$218price/sqft
$4,954/moest. monthly cost
$198,160/yrincome needed

About This Home

New Construction under way. Rothwell Estates by Benchmark builders. This beautiful Houston floor plan has 5 bedrooms including a first floor bedroom with private full bathroom. The 2 story foyer and great room give this home a WOW factor from the front door. We have planned for this home to have most of our most popular upgrades and finished including a gas fireplace with stone wall, morning room, second floor laundry, and hard flooring throughout most of the first floor. Book an appointment with the site agent to see a similar home. Hours are 11-5 Sat-Wed.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Houston
  • Builder name: Benchmark Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Gas Water Heater
  • Laundry features: Upper Level,Hookup

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,560

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,560
  • Total interior livable area: 3,560 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13007.20021
  • Zoning: S
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$179$2,148
Property Taxes $464$5,568
Electricity $393$4,724
Total$4,954$59,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,851/yr
40% on housing$148,620/yr
45% on housing$132,106/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 19709$200
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19709$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$774,999
2026-04-02Price change$769,999
2026-03-31Price change$774,900
2026-03-14Pending sale$831,890
2026-01-15Listed for sale$769,999

New Construction Spec

AgentLindsay Shaffer
BrokerageRE/MAX Elite

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