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19 Kentucky Derby Ct, Lugoff, SC, 29078

5beds
4baths
3,453sqft
$379,001
$110price/sqft
$2,631/moest. monthly cost
$105,240/yrincome needed

About This Home

Newer homes with this much personality do not come along often. From the moment you walk in, it is clear this home was designed to stand apart. Sophisticated paint colors, architectural molding, and carefully chosen finishes give each room its own character without sacrificing comfort or function. With 3,453 square feet, 5 BEDROOMS, and 4 FULL BATHS, there is plenty of room for everyone. The FORMAL LIVING ROOM creates a welcoming space for conversation or entertaining, while the expansive DINING ROOM and CHEF'S KITCHEN creates plenty of room for family dinners, holidays, and special occasions. A BUTLER’S PANTRY provides additional storage and serving space, making it easy to host a crowd and keep everyday essentials organized. The BREAKFAST NOOK gives you a comfortable spot for casual meals, morning coffee, or homework at the table. A PRIVATE DOWNSTAIRS BEDROOM with access to a full bath works perfectly for guests, multigenerational living, or a home office. Upstairs, the SPACIOUS PRIMARY SUITE provides room to relax, while the dedicated LOFT is ready for movie nights, gaming, or a second living/playroom area. Also upstairs are the additional 3 bedrooms, 2 full baths, and laundry room. Outside, the fully fenced BACKYARD provides space to entertain, play, or create the outdoor setup you have been dreaming about. Kershaw County West Complex, with its playground, ball fields, and walking track, is just steps away. Convenient to local schools and within a reasonable drive of Fort Jackson and Shaw Air Force Base, this home offers standout design in a location that works for everyday life. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Wateree Elementary SchoolGrades PK-50.9 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Dishwasher,Disposal,Microwave Above Stove,Tankless Water Heater,Gas Water Heater
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Closet-Private
  • Level: Second

Bedroom3

  • Features: Walk-In Closet(s),Tray Ceiling(s),Closet-Private
  • Level: Second

Bedroom4

  • Features: Tray Ceiling(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: Closet-Private
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Features

  • Flooring: Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas 1st Lvl,Gas 2nd Lvl
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,453
  • Total interior livable area: 3,453 sqft

Kitchen

  • Features: Pantry,Granite Counters,Cabinets-Stained,Backsplash-Tiled,Recessed Lighting

Living Room

  • Features: Fireplace,Recessed Lights

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),Tray Ceiling(s),Closet-Private
  • Level: Second

Property

Details

  • Parcel number: 3080000196SJY

Features

  • Stories: 2
  • Exterior features: Gutters - Full
  • Fencing: Rear Only Wood

Lot

  • Lot size: 10,018 sqft
  • Features: Sprinkler

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$145$1,740
Property Taxes $238$2,856
Electricity $332$3,984
Total$2,631$31,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,205/yr
40% on housing$78,930/yr
45% on housing$70,160/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 29078$146
Kershaw County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 29078
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$379,001
2026-07-30Listed for sale$379,001
2016-07-08Sold$235,949
2016-02-05Sold$28,500

For Sale by Agent

AgentMike Burson
BrokerageeXp Realty LLC

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