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1454 Highway Church Rd, Elgin, SC, 29045

4beds
3baths
2,150sqft
$359,000
$167price/sqft
$2,383/moest. monthly cost
$95,320/yrincome needed

About This Home

A must see! Well maintained home with front porch, open floor plan, hardwood in main living areas and master, Nine-foot ceilings. moldings and more! Great room is open to the kitchen and dining room, huge master suite with tray ceilings, double vanity, separate shower and tub. Large welkin closet. Split bedroom plan with two bedrooms and bath on the opposite side of the house. There is also a spacious FROG with a full bath that can be used aa a 4th bedroom. Big Laundry! The back patio has a beautiful pergola that overlooks the large, fenced back yard with mature fruit trees, raised beds and a storage shed. Irrigation! Attached double garage. Great location minutes from Columbia, Camden and I-20. Convenient to shopping and restaurants. Buyer and his/her agent need to verify everything pertinent to them. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Blaney Elementary SchoolGrades PK-51.5 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Free-Standing Range,Self Clean,Smooth Surface,Dishwasher,Microwave Built In
  • Laundry features: Heated Space,Utility Room,Main Level

Bedroom2

  • Features: Bath-Shared,Tub-Shower,High Ceilings,Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Tub-Shower,High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Area,Molding,High Ceilings
  • Level: Main

Features

  • Bookcases,Ceiling Fan(s),Built-in Features
  • Door features: Storm Door(s)
  • Window features: Thermopane
  • Flooring: Engineered Hardwood,Hardwood,Carpet
  • Attic: Storage,Pull Down Stairs,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Gas 1st Lvl,Heat Pump 2nd Lvl,Split System
  • Cooling features: Central Air,Gas Pac,Heat Pump 2nd Lvl,Split System

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 2,150 sqft

Kitchen

  • Features: Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Pantry,Counter Tops - Concrete,Cabinets-Painted,Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),High Ceilings,Tray Ceiling(s),Ceiling Fan(s),Closet-Private,Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: e3480000011

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Privacy,Rear Only Wood

Lot

  • Lot size: 0.49 Acres
  • Features: Sprinkler

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$159$1,908
Property Taxes $203$2,436
Electricity $206$2,480
Total$2,383$28,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,702/yr
40% on housing$71,490/yr
45% on housing$63,546/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Kershaw County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$359,000
2026-06-09Listed for sale$375,000

For Sale by Agent

AgentJan Marsh
BrokerageThe Camden Group LLC

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