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16418 221st Rd, Live Oak, FL, 32060

1beds
1baths
720sqft
$540,000
$750price/sqft
$3,738/moest. monthly cost
$149,520/yrincome needed

About This Home

MOTIVATED SELLER!! Welcome to the farm — a rare opportunity to own 39.10 acres of fully fenced, improved agricultural land in the South end of Suwannee County. Thoughtfully set up for true farm use, this property is ideal for horses, cattle, goats, pigs, and more, offering a functional layout with existing infrastructure already in place. The property features an 720 sq ft residence built in 1990, along with a 21x130 open storage barn and a 22x86 storage barn that could be converted into stalls or used for additional storage. Property also provides two smaller stalls and three turnout stalls, making it an excellent option for those seeking a working mini-farm, homestead, or livestock-ready acreage without starting from scratch. A small pond sits toward the back of the property (approximately 0.28 acres), providing a peaceful setting and added utility for animals and farm life. Conveniently located just off a paved road with minimal dirt-road access, offering the perfect blend of privacy, usability, and easy day-to-day access. Whether you’re looking to start your farm dream, expand your agricultural operation, or create a quiet country retreat with room to grow, this property delivers space, setup, and potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Suwannee Primary SchoolGrades PK-514.5 mi
4/10
Suwannee Middle SchoolGrades 6-814.3 mi
4/10
Suwannee High SchoolGrades 9-1214.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Unique Special

Type & Style

  • Home type: SingleFamily
  • Architectural style: Unique Special
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer,Gas Range,Range Hood
  • Laundry features: Common Area,Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Internet-DSL,Open Floorplan,Corian Counters,Wood Counters,Work Shop
  • Window features: Aluminum Frames,Vinyl
  • Flooring: Concrete,Ceramic Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 1004S11E11957001010
  • Zoning: A-1

Features

  • Levels: One
  • Patio & porch: Covered,Patio
  • Exterior features: Flowers,Fruit Trees
  • Fencing: Wood,Field Fence,Perimeter,Manual Gate,Fenced

Lot

  • Lot size: 39.10 Acres
  • Features: Orchard(s),Wooded,Pasture
  • Lot size dimensions: 39.10 acres

Parking

  • Parking features: 3+ Car,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$319$3,828
Property Taxes $492$5,904
Electricity $197$2,366
Total$3,738$44,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,160/yr
40% on housing$112,140/yr
45% on housing$99,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$750This listing

vs Other Active Listings

Avg $/sqft

ZIP 32060$199
Suwannee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 32060
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$540,000
2026-03-24Price change$571,000
2026-02-21Listed for sale$599,900
2022-01-19Sold$350,000
2021-10-27Listed for sale$1,280,000
2021-10-25Listing removed$1,280,000
2021-10-23Listed for sale$1,280,000
2021-07-22Listing removed--
2021-07-10Price change$640,000
2021-06-28Listed for sale$600,000
2021-03-31Sold$630,000
2020-10-20Listed for sale$697,000
2005-04-01Sold$822,000

For Sale by Agent

AgentAlicia Redish
BrokerageJ. W. HILL & ASSOCIATES

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