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216 Duval St NW, Live Oak, FL, 32064

5beds
2baths
1,686sqft
$350,000
$208price/sqft
$2,684/moest. monthly cost
$107,360/yrincome needed

About This Home

Historic Live Oak opportunity! Located in the heart of downtown Live Oak, this charming 1906 property offers character, flexibility, and endless potential. Previously operated as a successful chiropractic office, the building features approximately 1,686 heated square feet and 2,330 total square feet on a spacious 0.42-acre corner lot. Original apothecary in kitchen area, hardwood floors, decorative fireplace, built-in cabinetry, and abundant natural light showcase the property’s historic charm. The porch, carport, and paved parking area provide convenience for clients and guests. Whether your looking for professional office space, a live/work opportunity, or a unique investment property, this well-maintained landmark offers a rare chance to own a piece of Live Oak history in a prime location. Just minutes from the Suwannee River and Spirit of the Suwannee Music Park and Campground. Ideally situated for easy travel, it’s approximately 65 miles to Gainesville and about 82 miles to Jacksonville, offering convenient access to North Florida’s major employment, healthcare, shopping, and entertainment destinations.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
5/10
Suwannee Middle SchoolGrades 6-81.6 mi
4/10
Suwannee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Pillar Post Pier
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace,Ceiling Fan(s)
  • Window features: Wood Frames
  • Flooring: Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,686
  • Total interior livable area: 1,686 sqft

Property

Details

  • Parcel number: 2302S13E05945130030
  • Zoning: R-O

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: Rain Gutters Whole Roof

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 18,328

Parking

  • Parking features: 3+ Car,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$206$2,472
Property Taxes $512$6,144
Electricity $197$2,366
Total$2,684$32,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,022/yr
40% on housing$80,520/yr
45% on housing$71,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 32064$100
Suwannee County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 32064
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$350,000
2016-01-25Sold$43,000

For Sale by Agent

AgentAaron Sanchez
BrokeragePOOLE REALTY INC.

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