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1428 Whispering Woods Rd, Middletown, DE, 19709

2beds
2baths
1,275sqft
$423,000
$332price/sqft
$2,739/moest. monthly cost
$109,560/yrincome needed

About This Home

Welcome to your next chapter in the vibrant, caring haven of Whispering Woods — an active adult community where life is anything but boring. This pristine and beautiful, just 5 years young home greets you with an open concept layout, two full baths, two bedrooms and a truly spacious Master's bedroom, tray ceiling and walk‑in closet . Spectacularly clean, neutral finishes, 1 story home and walk in shower and spacious cooking area with plenty of storage! Step outside your door and into a world of daily fun: pickleball, bocce, swimming, social clubs, themed events all year round, and a dining hall with a bar and billiards area tailor‑made for neighbors to become friends. All of these, just minutes from shopping centers and restaurants, with easy access to Routes 1, 301, and 896. The remaining balance of the builder's warranty are transferable to the new owner making this home a smart choice in today’s market. Landscape and exterior care are handled by the HOA.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Carriage House
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Disposal,Dryer,Ice Maker,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Self Cleaning Oven,Exhaust Fan,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Recessed Lighting,Walk-In Closet(s),Bathroom - Walk-In Shower,Bathroom - Tub Shower,Other,9'+ Ceilings
  • Window features: Energy Efficient
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,275

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,275
  • Total interior livable area: 1,275 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,No Stairs,Accessible Entrance

Details

  • Parcel number: 13012.22048
  • Zoning: S
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 4,356 sqft
  • Features: Backs - Open Common Area
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,138$25,656
Home Insurance *$97$1,164
Property Taxes $253$3,036
Electricity $251$3,021
Total$2,739$32,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,908/yr
40% on housing$82,170/yr
45% on housing$73,040/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 19709$200
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19709$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Listed for sale$423,000
2025-12-22Listing removed$428,000
2025-10-11Listed for sale$428,000
2020-12-28Sold$271,354

For Sale by Agent

AgentRuby Marioni
BrokerageThyme Real Estate Co LLC

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